We can list the general principles of the "Just Order" as follows;
The Just Order is an Islamic, scientific, humanistic completely new and original system, in which all the people belonging to every religion, nation and social class will live together in peace and blessing and in which all the basic rights and freedoms will be provided and protected.
It is Islamic; because Islam is based on peace and blessing.
It is scientific; because it is prepared according to rational proof and the data of the positive science.
It is humanistic; because it includes and embraces not only Muslims but also all humanity.
The Just Order project is prepared in accordance with the wisdom and truth of the hadith (Saying of the Prophet) "El-Muslim'un kerrecu-el Wahid - The society of the Muslim (people) is like an individual (a body)", which resembles the structure of the society to human body.
A - Religious-moral Just Order, within the plan of a society that corresponds to (sense (feeling of the heart) and conscience) which helps to distinguish the good from the bad in human beings.
B - (Just, Economic) Order, within the plan of a society that corresponds to (the idea of willpower - benefit and the digestive system) which helps to distinguish the useful from the harmful in human beings.
C - Administrative (Just, Political) Order, within the plan of society and state that corresponds to (intimate knowledge and the nervous system) which helps to distinguish justice from tyranny in human beings.
D - And the Just, Scientific Order, within the plan of society that corresponds to the system of reason and thought, which helps to distinguish the right from the wrong in human beings.
Psychological and inner values and rational ideas exist in harmony in human body, as the nervous system, the digestive system, the urinary system and the circulatory system do not interfere with each other (Otherwise there would be gangrene and cancer formation). On the contrary, each of these performs its duty as an individual system. Just as all these systems and organs serve for the health and well-being of the same body under the coordination of the brain, there will be 4 separate independent but coherent and connected orders within the general body of the state in the Just Order.
- 1 - Just Economic Order
- 2 - Just Political Order
- 3 - Just Scientific Order
- 4 - Just Moral Order
None of these systems will be dominant over the others or under the control of others. None of them will interfere or hinder the others. They all will operate with communication, consultation and arrangement, within the framework of the basic principles and general aims of the Just Order.
The Just Order has been designed by depending on "Absolute Facts" and by abstaining from "Definite wrongs".
The following moral standards were taken as base when determining the rights and wrongs:
A- The necessities of common sense.
B- The data of positive science
C- The results of conscientious opinion
D- Historical experience and knowledge
E- Universal rules of law
F- Teachings of divine religions
The matters which were regarded as "good and beneficial" by these six moral standards were accepted as "right", the things which were regarded as "Bad and Harmful" were accepted as "Wrong".
The thoughts and systems which are based on "invariable facts" and justice were considered to be HAQQ (true), the thoughts and systems which are based on "absolute wrongs" and which cause injustice and immorality were considered to be BATIL (Invalid and unlawful).
For this reason, the Just order is;
- 1- A system which regards the truth as superior
- 2- A system which is based on Freedom
- 3- A system which provides peace and safety. Because;
It is a system which feeds
A- the head
B- the heart
C- and the belly.
Meanwhile, it is a bitter fact that there are people who object to these "fact and beauties", which actually serve to the peace and well-being of all the people from different roots and cultures and which conform to the data of contemporary science and universal principles of law, by asserting that these ideas are based on "religion". It is obvious that these people have never shown a positive and honorable attitude, and they could not accept and internalize democracy and secularism.
JUST ECONOMIC ORDER
The basic principles of the Just Economic Order are as follows:
In a Just Economy; A- STATE:
1- Prepares the general development plans at the macro level and nationwide.
2- Presents investment plans that are efficient and appropriate to the needs of the country and the world standards.
3- Provides support, guidance and promotion services.
- 1- All kinds of interests are abolished.
- 2- Money is backed by the commodities and the assets produced.
- 3- Fiat money (money not backed by any physical value) will not be printed.
- 4- Money will be the backed by:
a- Land or arable field,
b- A facility or a factory,
c- A standard commodity produced,
d- Gold or foreign currency.
- 5- Any commodity can be transformed into money, money can be transformed into money when needed.
- 6- Every individual will be treated equitably in economic and trade services and initiatives and equal opportunities will be completely provided.
- 7- Prices will be naturally adjusted according to the criteria based on demand and supply within the free market economy.
As it can be seen, money is only the "value" of a commodity produced and is necessary for exchange (buying and selling) in the Just Order. Money is not a prerequisite for development. For example, "wheat-flour, water-salt, yeast, energy and human labor" are enough for producing bread. Money is only a state document which guarantees the ones who produce bread "the right to consume as much as they produce" after the production process.
Some people ask the question, "ail right but how will you find the money to implement these Just Order projects?", because they do not know natural economy.
After the Second World War, in Germany the value of the money fell to such a level that a pair of socks cost thousands of Marks. Germany did not develop with the help of those pieces of papers at hand. The country was able to develop only by using underground and surface resources, by reactivating its qualified human resources, by providing suitable working and efficient production conditions.
In the systems of Zionist and capitalist exploitation, it is required as a prerequisite that "Capital (money) is initially needed for development", because Zionist capitalists are the ones who print money. By tying up these documents in the banks, the Zionist capitalists are distributing them to entrepreneurs as "interest loans" and thus exploiting the elbow grease and labor of humanity. Today, everyone knows how the trillion dollars worth of fiat money (in fact, green colored papers) printed as "Dollars" by the Zionist centers suck the blood of humanity.
HARD CURRENCY IN THE JUST ORDER
First, let's define the term "HARD CURRENCY". As is known, living beings continue their existence by working. This practice of working is an act of "production", and using things to live is an act of "consumption", in one sense, living beings have to sustain their lives by their own efforts.
Human beings, like many living species such as bees and ants, cannot exist alone but have to live in a "society". In order for human beings to live in a society permanently and in an organized way, the "total amount of goods" that are produced in the society need to be more than the amount of goods consumed together by the society. Otherwise, if the total of "consumed goods" is more than the total of "produced goods", then the society faces a situation like "the consumption of an unproduced good" and this circumstance leads to instability, social and economic congestion and exhaustion.
In fact, if everyone consumes as much as he produces in a country, a natural balance can be provided because "that is produced together will be equal to that is consumed together".
However, in order for this balance to be permanent, "stored surplus goods" should also exist in that society, because the natural balance can be maintained with the consumption of these stored surplus goods at times of disasters such as famine, war, earthquake and fire. Furthermore, surplus production is again required in order to fill the gap created by individuals who are permanently in the position of consumers such as children, the old, the sick, and the ones who work in the service industry. That is to say, "total production should be absolutely more than the total consumption" in order to establish and maintain the economic balance in a society. The situation is as explained above in animal groups that live together, such as ants and bees. As the result of observations and investigations conducted on these animal groups it was found that bees produced more honey than they needed. In fact, it was observed that when the amount of honey in the hive decreased, the bees consumed less honey and left some honey behind even when they starved.
By the nature of the God's creation, living beings enjoy both working and producing and living (consuming). However, we have mentioned above that "the desire to work should be more than the desire to live" in order to maintain the economic balance. The situation is as explained in animals. Namely, in animal societies like ants and bees, the aim and desire to work and produce is more than the desire to live and consume.
However, the situation is the opposite in human societies. The human is a creature whose joy of living and consuming is more than his desire for working and producing. That is, human beings prefer making their living easily without working hard and having difficulties to experiencing hardships for producing and having responsibilities.
This tendency of human beings to excessive consumption and to have a comfortable life partially results from the fact that they are created not only as members of a society, but at the same time with characteristics and skills which enable them to live alone.
That is, on the one hand human beings are part of a collective system and can benefit from the boons of social life. On the other hand, each individual is a separate entity and has the opportunity to live alone outside the society. Possibly, this feature of a human being is significant and necessary to protect his own dignity and freedom and to avoid losing his personality in the society.
For this reason, as human beings are not only created with characteristics that enable them to live in "a complete collective order" but they are also granted the useful qualities of creatures which live alone, "the system of communism" which is based on the dream of "collective production, collective consumption, everything is shared" resembling the system of collective animals and which kills the personal freedoms and dignities of individuals cannot be established among human beings, even if it is established, it cannot be enforced. As a matter of fact, communism crashed and collapsed as it was not suitable for human characteristics.
If the "the desire to work and produce was more than the desire to live and consume" in human beings, Marx's dream of communism could become a reality. However, that the divine power created the human as "willing to live and consume, but lazy to work and produce" is necessary for both his suitability for the mystery of trial and for the realization of the "Competitive Order" among human beings. This characteristics and desire for competition will provide the continuous development and renewal of human beings materially and spiritually, will reveal new characters and skills and everyone will get what they deserve.
A JUST ORDER and DISCIPLINE are required in order to convert the desire of human beings "to earn without working, to consume without producing and to live without getting tired" from a harmful state to a useful one. "The system of ownership" in the Just Order has achieved this goal. This system is based on the principle that "Everyone consumes as much as they produce". According to this principle, every individual will have the right to work and earn as much as his power and mind allows, that is, he will have the right to produce and consume as much as he works and produces in legitimate and permissible ways. In that case, whoever wants to live better and to consume more has to strive and produce more. No one will be granted the right and opportunity "to consume without producing" or "to consume more than he produces".
A "note" which documents what each individual in the society produces and which shows the amount of goods each individual provides to the society by working is needed that this note is called MONEY. So, money is a valid and official document which provides the individuals the right and opportunity to consume as much as they produce.
In order for the preservation of this economic balance and the Just Order in the society, another rule is needed in addition to the principle of "everyone consumes as much as they produce". This is the principle of "First produce, then consume". Because, a system of "living in debt" emerges in the case of consuming first and then producing, and this situation disturbs the balance of the society. Especially the INTEREST system creates a world of living in debt. One who borrows a loan with an interest rate starts to consume something which he has not yet produced. This situation destroys the natural balance in economy. With a system of interest and living in debt, a country first destroys its national wealth, and then starts to become indebted to foreign countries, and in the end dissolves and collapses.
Interest is the system of giving the people "the right to consume without producing". Or
rather, it is the system of taking the rights of the ones who work and produce and presenting them to the others by fraud. For example, a person who put one million into the bank and got one and a half million at the end of the year has produced nothing to deserve the additional 500 thousand he took from the bank. This half a million received as interest will be paid to him either by being cut from the shares of the ones who work and produce- and this is clearly an act of cruelty and injustice. Or this amount will be given to him by printing fiat money- and this is also haram (forbidden in Islam) and injustice as it will decrease the purchasing power of money, increase inflation and the cost of living.
The "hard currency" which is a note that shows the amount of goods and services produced by each individual and the amount each individual deserves to spend in return for what he produced is the key to justice and happiness in the Just economy.
The distinct characteristics of "hard currency" which are superior to the paper banknote of the capitalist slave system, which carries the five harmful economic microbes of;
- 1- INTEREST, which means to give the right to consume without producing,
- 2- UNJUST TAX, which is collected from income and salary but not from wealth and production,
- 3- FOREIGN EXCHANGE, which decreases the value of the national currency against foreign currencies,
- 4- MINT, which prints fiat money,
- 5- WRONG BANKING and CREDIT SYSTEM which pumps the deposits it cheaply collects from the people to the rich, in other words, the "ice money" which melts and loses its value are as follows:
a- Hard currency is money which never loses its value, because money is the measure of equity. Decreasing the value of money is the violation of legitimately achieved rights. It is the desecration of labor and effort. It is some kind of theft and forgery.
b- It is not written on this note (hard currency) what kind of commodity will be received in return for it. A person can get anything he wants with this note on which only the amount of purchasing power is written.
That is, money is at the same time a common measure of value. In fact, besides being a note which documents people's right to consume in return for what they produce, money is also a common instrument which can compare and measure goods.
c- Another difference of money from other notes is that any desired commodity can be collected from any shop in return for its value.
d- Another quality of money is that there is no date of payment on it and it is continuously valid every time and everywhere.
e- Another difference of money from other notes is that this note is not consumed away by paying once, it remains as "instrument and value" and carries out its function after its return is paid.
f- Another characteristic and superiority of hard currency over the existing notes is that it is not a registered paper, that is, the names of the creditor and the debtor are not written on it. This note is a bearer instrument and the owner is the person who carries it.
Although there is not any information on the hard currency regarding the debtor or the creditor, "all debtors and creditors" are known; that is the embodiment of the society and the national wealth. The goods to be paid in return for this money are already available in the country's market and the shops. Because, the amount of money which exists in the market is equal to the amount of goods that are produced in that society. In that case, every individual has a share in each currency in a way.
Given that MONEY is "a note received in return for the goods produced and delivered to the society", the Amount of Money in the Country will be Equal to the Amount of Goods in the Country. The amount of money in the country will not increase unless the amount of goods produced in that country increases. As the new money printed by the state and put on the market without producing new goods will not be backed by any assets, it will naturally decrease the value and the purchasing power of the existing money, consequently INFLATION, PRICE HIKE and HIGH COST OF LIVING will become current issues.
All the existing goods in a country can be mathematically added in terms of prices by using "common and balanced value measurement units" like money. The total value of all the goods in a country in terms of money is called NATIONAL WEALTH. It is obvious that the national wealth should be equal to national money.
In the Just economy, there will not be any intervention in the prices and the free pricing system will be taken as base in such a way that when amount of the goods consumed and needed in the society decreases, their prices will naturally increase. Upon this, the number of the producers who manufacture those goods or the production of such goods will increase, as a result, the prices will return to normal for the demand will gradually decrease. When the prices fall, the demand and consumption will again increase, by this way, natural price equilibrium will be achieved and preserved according to the state of demand and supply (production and consumption). As the "destruction of the surplus of the goods produced" and the speculations like causing artificial shortages and high costs by collecting and stocking up the goods in the market to decrease the prices will never be allowed in the Just Order and as the money will be hard currency, which never loses its value, producers who have ready goods will prefer to turn them into money rather than keeping them, thus, a natural equilibrium and circulation will persist. However, in a country where money continuously loses its value as happens today, no one will be eager to sell the consumption goods and turn them into money because the goods rise in value as they are stored, but the money loses its value day by day.
Under such circumstances, as no one will lend money to anyone, no one will also loan goods on credit with today's prices. Consequently, applications like interest and delay interest will come to the fore and these will cause worse disasters.
CREDIT AGENCIES IN THE JUST ORDER
Credits will be provided based on the following principles in the Just Order:
1- Credits will be given for Profit Association agreements as follows:
a- Capital owners will establish facilities and factories,
b- Administrators will gain the right for management and organization,
c- Workers and technicians will join their labor,
d- The company or cooperative that takes on the responsibility of providing raw materials or the bank which provides the credit to them will be regarded as a partner,
e- The state will provide support with infrastructure services such as sewage, water, electricity, telephone and with general services such as information database and project and reinforcement assistance. The investments of Profit Associations organized as explained above will be provided adequate interest-free credits.
For example, if this five-partnered sugar factory produces 100 sacks of sugar everyday, each partner will deserve and get the 20 sacks of sugar, which is one fifth of the total production. In this case, worker- manager- administrator all together will try to work more and to produce and earn more, because as the production increases their shares and incomes will naturally rise.
In fact, for example, 40 people who work at the same factory will go to the administrators and say "we can carry out the same amount of production with 30 people... You can transfer 10 of us to other facilities where more labor is needed". By this way, they will earn more because the share of the labor from production that will be distributed among 40 people will be shared by 30 individuals.
That is, the Just Order has introduced the system of "partnership of interests rather than the conflict of interests".
2- Acquired (Vested) Right Credit:
When investors who have a surplus amount of money put these savings into the bank in case others can use this money as interest-free loans, the right for using a certain amount of money "which is proportional to the amount of time in which the money is kept in the bank" as credit will emerge.
3- Labor Credit:
Private and incorporated bodies will get and use an additional credit according to the number of workers they employ in their workplaces or factories.
4- Mortgage Credit:
Producers who have durable consumer goods in their possession but do not want to sell them will get credits on condition that they show those goods as a guarantee to the state.
•5- "Tax Credits" will be put into practice in order to reward the success and sincerity of the ones who pay their taxes in time and to recompense their support to the national economy.
•6- "Investment Project Credits" will be provided to the investors who apply with feasible and adequate projects and with the necessary guarantee and confirmation documents.
•7- Selem (Pre-sale) Credit: This is a type of trade agreement which is generally made and designated for small or medium sized enterprises and seasonal productions and which is based on the principle "Money is paid in advance but the commodity will be delivered on account but at a price lower than its normal value".
In this case, the consumer will buy the commodity he needs at a lower price and the producer will receive ready and interest-free credit and this practice will increase the production, revive the economy and lower the prices.
WHAT IS SELEM?
Here, we first put a little more emphasis on credit, and then explain the topic of selem. Today, one of the things which occupies the minds of many people and which is frequently asked about is the question "How and from which sources will the required credits be provided in an interest-free system?"
Firstly, we need to indicate these three points:
- 1- In the Just Order, interest-free banks which will perform the credit operations together with other economic and monetary services will generally be institutions owned by the state. And of course individuals and organizations will also be able to establish private banks.
- 2- These banks will never provide credits for investments which are not oriented to investment and production but aim only to make profits by operations such as importing unnecessary luxury goods and collecting goods at lower prices in order to sell them at excessive prices at times of need. Credits will be oriented to investment and production.
- 3- In the Just Order, the state will provide certain basic services such as electricity, water, transportation, and defense and prepare the general development plans and organized projects at the macro level and nationwide. Apart from these services, almost all of the investment and production facilities will be conducted by the "private sector".
For this reason, credit institutions gain more importance and become particularly significant. As mentioned above, "interest-free credits" are generally given in the following seven ways in the Just Order:
1- Profit Association agreements
An adequate amount of interest-free credit is provided to "Profit Association" investments that will be performed with the participation of;
a- Capital owners who will establish the factories
b- Administrators who will manage the business
c- Workers and technicians who will join their labor
d- Banks and company owners who will provide the raw materials needed for the facility
e The state who will provide the infrastructure services such as sewage, water and electricity.
2- Acquired (Vested) Right Credit:
When an investor who has a surplus amount of money puts these savings into an interest-free bank, he gains a right for using a certain amount of money as credit, which is proportional to the money and the amount of time in which the money is kept in the bank.
For example, a person who puts 100 million into the bank and keeps it for a year gains the right to get a credit of 100 million apart from his own money and use it for 12 months, or he can get a total of 1 trillion 200 million and use for a month- as he made his money available as credit to the others for one year.
In such a system, everyone puts his money into the bank voluntarily in order to have the right to receive a credit in the future. This is the practice of the idea called "Karz-ı hasen (interest-free loan)" of Islam under the guarantee and with the organization of the state.
3- Labor Credit:
Private and incorporated bodies will have the right to get and use a special labor credit according to the number of workers they employ in their workplaces or factories. This will be a factor which encourages the investors to employ more workers and to increase production.
4- Mortgage Credit:
Produces that have agricultural products or industrial consumer goods in their possession which they do not want to sell can get credits more than half of the value of their products or goods on condition that they show them as a guarantee to the state.
- 5- In the Just Order, each tax-payer will have the right to get an additional amount of credit in proportion to the tax paid to the state.
•6- Investment Project Credit:
Their credits will be given to entrepreneurs who apply to the bank with feasible and adequate projects on condition that they provide the license which certifies them as "qualified for the job" from their trade associations and a confirmation document which shows that "the person is reliable"-at the same time this document shows that the association is the guarantor.
7- Selem (Pre-sale) Document (Order) Credit: Selem is a type of trade agreement in which
the money is paid in advance but the commodity is delivered on account. This practice is lawful and
supported by the Qur'an, Sunnah and the consensus view.
"Selem is a certification in which the money is paid in advance but the commodity is delivered on account". That is, products like wheat, cheese, clothes etc., which will be produced in a few months, are sold at a price lower than the current market value and the money is paid in advance and the products are delivered after the production.
In this case, the buyer (consumer) who pays in cash will buy the good at a lower price and the producer who receives this money from the consumer or the bank in cash and as interest-free credit will have the opportunity to carry out his production and to enlarge his business.
However, the following conditions are required in order for selem to be legitimate and to draw the line between interest and selem:
- 1- The money should be paid in cash.
- 2- The product should be delivered on account.
- 3- The amount and type of money paid in cash should absolutely be stated. (45 Ottoman Gold Coins, 200 US Dollars, 700 Turkish Liras, etc.)
- 4- a-The type (wheat-cheese- cloth etc)
b- Form (native wheat, cedar cheese, cotton cloth etc)
c- Amount (300 kg, 5 tins, 170 meters)
d- and Quality (Super, good, low) of the product to be delivered should be noted.
- 5- The time and place of delivery should be specified on the agreement.
- 6- The product should be of the kind that can be found on the market at the determined time and place.
- 7- It is essential that the two substitutes that are subject to selem (money and product) should be of different kinds and amounts in order not to be regarded as interest.
The following principles should also be applied in order for these conditions not to turn into interest. These principles are explained in the 282nd and the 283rd verses of Al-Baqarah, which the companion of the Prophet Ibn Abbas (pbuh) calls "the verses of selem".
- 1- Selem should definitely be in written form (as a selem document or an order document)
- 2- This document should be official and under the protection of the state.
- 3- Only the name of the debtor should be mentioned on these documents, but not the creditor.
- 4- Selem documents should be prepared as "payable to the bearer".
•5- Additional collateral should be provided by the producer or a mortgage should be taken in case the stipulated product is not delivered at the specified time, place, amount or quality.
- 6- An institution should be present for the control of the suitability of the product sold by selem to the conditions and standards.
At first glance, it is assumed and asserted that selem (trade in which the money is paid in cash-the commodity is delivered later but at a price lower than its normal value) resembles interest. This is never true. Now we state the wisdom and principles of Islam that forbids interest and allows selem and we clarify the differences between interest and selem.
First, what is interest?
1- Interest is the debt which increases in time:
For example, a loan of 1 million is lent. Every month the debt increases at a certain percent.
2- Interest is the profit which does not share the loss:
A partnership of capital and labor with the principle of sharing the profit and the loss is legitimate. But if an investor only demands a certain amount of profit in return for his capital, but does not share the loss, it is interest.
3- Interest; is the surplus and the rent collected in excess:
The excess given when paying back the lent product such as wheat, barley and granulated sugar is interest.
4- Interest is the profit received at someone's cost:
"Money brings money" is not a principle of Islam, but "money is the repayment of labor and production" is. Interest is exploiting the incomes and rights of others without working or producing, in other words, "having the right to consume without producing". This is obviously injustice and some sort of theft.
When it comes to the difference between Interest and Selem:
1- As the interest system is implemented in the form of getting the product in advance and
paying its value later, it causes an increase in prices and inflation because of the late charge.
In selem, however, as the money is given before and the product is delivered later, prices fall and inflation is prevented.
2- Interest urges the individual to "consume in advance" without paying for the product or
producing something in return. In this way, it creates a system of "living in debt" and disturbs the
In selem, on the other hand, a price is paid for the goods to be delivered later, and consumption is delayed. Thus, not only is production supported and encouraged, but a "balanced life system" is also established.
- 3- The selem (order) document in the Just Order represents the "product" to be delivered. Today's bonds, on the other hand, substitute for "money" and because of this they automatically decrease the present value and the purchasing power of money.
- 4- Interest credits downsize the business, decrease production and increase unemployment. The selem credit, quite the contrary, enlarges the business capacity, increases production and prevents unemployment.
- 5- As selem documents are formed as "payable to the bearer", they are treated as money when needed.
Therefore, anybody who can find interest-free credit by means of selem will never consider interest credits. That is, even only the "practice of selem" will be enough to eradicate the hotbeds of interest.
For this reason, the statement "You can bring down the Zionist exploitation system, which you cannot shake with an atom bomb, with the help of selem" is never an exaggeration but the expression of a really scientific and humanistic fact.