{"id":4722,"date":"2018-04-27T22:00:00","date_gmt":"2018-04-27T22:00:00","guid":{"rendered":"https:\/\/www.millicozum.com\/mc\/2018\/04\/27\/islamda-ictihat-kavrami-ve-cagdas-sorunlari-asma-kurallari-2\/"},"modified":"2018-04-27T22:00:00","modified_gmt":"2018-04-27T22:00:00","slug":"islamda-ictihat-kavrami-ve-cagdas-sorunlari-asma-kurallari-2","status":"publish","type":"post","link":"https:\/\/www.millicozum.com\/mc\/2018\/mayis-2018\/islamda-ictihat-kavrami-ve-cagdas-sorunlari-asma-kurallari\/","title":{"rendered":"\u0130SLAM\u2019DA \u0130\u00c7T\u0130HAT KAVRAMI VE \u00c7A\u011eDA\u015e SORUNLARI A\u015eMA KURALLARI"},"content":{"rendered":"<br \/>\n<h2 style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><span style=\"font-size: 14pt; font-family: 'Arial', sans-serif;\">Kur&#8217;an-\u0131 Kerim, K\u0131yamete Kadar Gerekli ve Ge&ccedil;erlidir. Ama Y&ouml;resel ve D&ouml;nemsel \u0130&ccedil;tihatlar Ge&ccedil;icidir<span style=\"color: windowtext; text-decoration: none;\"> ve \u0130htiyaca G&ouml;redir!<\/span><\/span><\/h2>\n<h2 style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif; font-weight: normal;\">Hem aklen, hem ilmen, hem de vicdanen kesindir ki, elbette Allah vard\u0131r, h&uuml;crelerden galaksilere her \u015feyin yarat\u0131c\u0131s\u0131d\u0131r. Basit bir t&uuml;kenmez kalemin bile kendili\u011finden ve tesad&uuml;fen meydana geldi\u011fini s&ouml;yleyene, ya yalanc\u0131 veya ka&ccedil;\u0131k g&ouml;z&uuml;yle bak\u0131l\u0131r. \u0130nsanlar\u0131 her \u015feyden &uuml;st&uuml;n ve farkl\u0131 yaratan ve ger&ccedil;ek saadet ve adalet kurallar\u0131 olarak Kur&rsquo;an&rsquo;\u0131 yollayan da Allah&rsquo;t\u0131r.<\/span><\/strong><\/h2>\n<p class=\"western\" style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><span style=\"font-size: 12pt;\"><strong><span style=\"font-family: 'Arial', sans-serif;\">Kur&#8217;an-\u0131 Kerim, temel ve genel kurallar kayna\u011f\u0131d\u0131r<\/span><\/strong><\/span><\/p>\n<p class=\"western\" style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><span style=\"font-size: 12pt;\"><strong><span style=\"font-family: 'Arial', sans-serif;\"><span style=\"font-size: 12pt;\">Kur&#8217;an-\u0131 Kerim&rsquo;in muhkem ayetleri: <em>&#8220;Mutlak Delil&#8221;<\/em>; sahih Hadis-i \u015eerifler: <em>&#8220;Delil&#8221;<\/em>; Bu iki delile uygun yap\u0131lan akli ve ilmi i&ccedil;tihatlar: <em>&#8220;H&uuml;k&uuml;m&#8221;<\/em>; &uuml;zerinde uleman\u0131n icma ve ittifak etti\u011fi i&ccedil;tihatlar ise <em>&#8220;Mutlak H&uuml;k&uuml;m&#8221;<\/em> say\u0131l\u0131r. Hz. Peygamberin (SAV) s&uuml;nnetini (Hadis-i \u015ferifleri ve hayat prensiplerini) gereksiz ve ge&ccedil;ersiz saymak,<\/span> <\/span><\/strong><\/span><strong><em><span style=\"font-size: 14pt; font-family: 'Arial', sans-serif;\">&ldquo;Kur&rsquo;an-\u0131 Kerim bize yeterlidir&rdquo;<\/span><\/em><\/strong><span style=\"font-size: 14pt; font-family: 'Arial', sans-serif;\"> <\/span><span style=\"font-size: 12pt;\"><strong><span style=\"font-family: 'Arial', sans-serif;\">iddias\u0131nda bulunmak, yanl\u0131\u015ft\u0131r ve yan\u0131lt\u0131c\u0131d\u0131r. &Ccedil;&uuml;nk&uuml; bu d&uuml;\u015f&uuml;nce, &ouml;nce Kur&rsquo;an-\u0131 Kerim&rsquo;in emirlerine ayk\u0131r\u0131d\u0131r. Onlarca ayeti kerimede <\/span><\/strong><\/span><strong><em><span style=\"font-size: 14pt; font-family: 'Arial', sans-serif;\">&ldquo;Allah&rsquo;a itaatle birlikte, Resul&uuml;ne itaat de&rdquo;<\/span><\/em><\/strong><span style=\"font-size: 14pt; font-family: 'Arial', sans-serif;\"> <\/span><span style=\"font-size: 12pt;\"><strong><span style=\"font-family: 'Arial', sans-serif;\">farz buyrulmaktad\u0131r. Peki, Allah&rsquo;a itaat; Kur&rsquo;an ayetlerine uymak ise, ayr\u0131ca Resul&uuml;ne uymak ne anlamdad\u0131r? Evet, Resule itaat; Onun s&uuml;nnetine, hayat sistemine ve ayetlerde belirtildi\u011fi gibi: <em>&ldquo;Kur&rsquo;an&rsquo;\u0131 a&ccedil;\u0131klayan, bizzat yaparak ve ya\u015fayarak &uuml;mmetine &ouml;rnek-model olan&rdquo; <\/em>Hz. Peygamberin &ouml;\u011fretilerine tabi olmak, amellerindeki hikmet ve hedefleri kollamakt\u0131r. Hz. Peygamberi &ouml;rnek almadan bir rek&acirc;t namaz k\u0131lmak bile imk&acirc;ns\u0131zd\u0131r, &ccedil;&uuml;nk&uuml; Kur&rsquo;an-\u0131 Kerim namaz\u0131 emir buyurmakta, ama onun k\u0131l\u0131n\u0131\u015f \u015feklini, dua bi&ccedil;imini, nelerin okunmas\u0131 gerekti\u011fini anlatmamakta, bunlar\u0131 Resul&ucirc;llah&rsquo;\u0131n e\u011fitim ve &ouml;\u011fretimine b\u0131rakmaktad\u0131r.<\/span><\/strong><\/span><\/p>\n<p class=\"western\" style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><span style=\"font-size: 12pt;\"><em><span style=\"font-family: 'Arial', sans-serif;\">&ldquo;<strong>Hz. <strong><span style=\"font-family: 'Arial', sans-serif;\">Peygamberin &ouml;\u011fretileri ve &ouml;rnekli\u011fi gereksizdir, Kur&rsquo;an&rsquo;\u0131n emirleri yeterlidir<\/span><\/strong><\/strong><\/span><\/em><strong><span style=\"font-family: 'Arial', sans-serif;\">&rdquo; iddias\u0131nda bulunanlar, ayetleri kendi keyiflerince yorumlamak, ibadet ve istikamet sorumlulu\u011fundan kaytarma yollar\u0131 aramak i&ccedil;in &ccedil;\u0131rp\u0131nmakta, baz\u0131 gafil ve cahil kimseler de bunlara aldanmaktad\u0131r. Yani Kur&#8217;an-\u0131 Kerim, haz\u0131r bir fetva kitab\u0131 veya ansiklopedik bir ba\u015fvuru kayna\u011f\u0131 de\u011fil; s&uuml;rekli de\u011fi\u015fen ve geli\u015fen b&uuml;t&uuml;n \u015fartlar\u0131n ve zamanlar\u0131n ortaya &ccedil;\u0131karaca\u011f\u0131, i&ccedil;timai, idari, hukuki, ahlaki ve ekonomik her t&uuml;rl&uuml; sorunlar\u0131n &ccedil;&ouml;z&uuml;m&uuml;ne esas olacak <em>&ldquo;genel kaideler ve temel prensipler&rdquo; <\/em>i&ccedil;eren Allah&#8217;\u0131n kelam\u0131d\u0131r.<\/span><\/strong><\/span><\/p>\n<p class=\"western\" style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 14pt; font-family: 'Arial', sans-serif;\">Mutlak delil:&nbsp;<\/span><\/strong><span style=\"font-size: 12pt;\"><strong><span style=\"font-family: 'Arial', sans-serif;\">Bir konuda, sorunlar\u0131n &ccedil;&ouml;z&uuml;m&uuml;ne esas olacak ve mihenk yap\u0131lacak genel ve temel kural ve kaidelerdir. Bunlar her zaman i&ccedil;in gerekli ve ge&ccedil;erli olan kaynak ve dayanak yerindedir. &Ccedil;ok a&ccedil;\u0131k ve net anla\u015f\u0131lan; kesin emir ve nehiy makam\u0131nda vahyolunan Kur&#8217;an-\u0131 Kerim&#8217;in muhkem ayetleri b&ouml;yledir.<\/span><\/strong><\/span><\/p>\n<p class=\"western\" style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 14pt; font-family: 'Arial', sans-serif;\">Delil:<span style=\"font-size: 12pt;\"> <\/span><\/span><\/strong><span style=\"font-size: 12pt;\"><strong><span style=\"font-family: 'Arial', sans-serif;\">Hakk\u0131nda b&ouml;ylesi ayetler bulunmayan hususlarda, problemlerin a\u015f\u0131lmas\u0131nda ve uygun proje ve pratiklerin haz\u0131rlanmas\u0131nda, sa\u011flam Hadis-i \u015eerifler ve Hz. Peygamberin (SAV) s&uuml;nneti, yani sorunlara yakla\u015f\u0131m y&ouml;ntemi ve sistemi de elbette &ouml;nemli bir &ouml;rnektir.<\/span><\/strong><\/span><\/p>\n<p class=\"western\" style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 14pt; font-family: 'Arial', sans-serif;\">H&uuml;k&uuml;m:&nbsp;<\/span><\/strong><span style=\"font-size: 12pt;\"><strong><span style=\"font-family: 'Arial', sans-serif;\">Delil ve dayanaklara uygun olarak verilmi\u015f, akli, vicdani, hukuki ve ahlaki karar ve i&ccedil;tihatlar demektir.<\/span><\/strong><\/span><\/p>\n<p class=\"western\" style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 14pt; font-family: 'Arial', sans-serif;\">Kesin h&uuml;k&uuml;m:&nbsp;<\/span><\/strong><span style=\"font-size: 12pt;\"><strong><span style=\"font-family: 'Arial', sans-serif;\">Farkl\u0131 ilim ve i&ccedil;tihat ehlinin ayn\u0131 konuda, ayn\u0131 ortak kanaate varmalar\u0131; bir sorunun &ccedil;&ouml;z&uuml;m&uuml; hususunda ittifak ve i&ccedil;tihat birli\u011fi olu\u015fturmalar\u0131 ise, daha belirgin ve g&uuml;venilir bir karar ve h&uuml;k&uuml;m meydana getirir.<\/span><\/strong><\/span><\/p>\n<p class=\"western\" style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><span style=\"font-family: 'Arial', sans-serif;\"><\/span><strong><span style=\"font-size: 14pt; font-family: 'Arial', sans-serif;\">Delil ve dayanaklar, sabit ve s&uuml;reklidir. H&uuml;k&uuml;m ve i&ccedil;tihatlar ise, \u015fartlara, ihtiya&ccedil;lara ve geli\u015fen hayat standartlar\u0131na g&ouml;re de\u011fi\u015fmeye ve yenilenmeye m&uuml;saittir.<\/span><\/strong><\/p>\n<p class=\"western\" style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><span style=\"font-size: 12pt;\"><strong><span style=\"font-family: 'Arial', sans-serif;\">&#8220;Delil&#8221;ler ilahi ve naklidir. H&uuml;k&uuml;m ve i&ccedil;tihatlar ise &#8220;akli ve be\u015feridir&#8221;. Ancak, bu i&ccedil;tihatlar, vahye istinat etti\u011finden &ouml;zel bir &ouml;neme haizdir. Sadece insan akl\u0131n\u0131n ve nefsani arzu ve kurgular\u0131n eseri de\u011fildir. Muhkem ayetler ve sa\u011flam hadislerden &ccedil;\u0131kan &#8220;delil&#8221;ler, mutlak ve de\u011fi\u015fmez do\u011frular olan HAK&#8217;t\u0131r. Ama i&ccedil;tihatlar ise, hem sevap, hem hata ihtimalini bar\u0131nd\u0131ran &#8220;yorum&#8221;lard\u0131r. \u015eartlara ve ortamlara g&ouml;re uygun olan; ama de\u011fi\u015fme &ouml;zelli\u011fi de bulunan &#8220;do\u011fru&#8221;lard\u0131r. B&ouml;ylece \u0130slam hukukunun&nbsp; iki temel &#8220;delil&#8221;i&nbsp; ortaya &ccedil;\u0131kmaktad\u0131r:<\/span><\/strong><\/span><\/p>\n<p class=\"western\" style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><span style=\"font-size: 12pt;\"><strong><span style=\"font-family: 'Arial', sans-serif;\">1- Nakli deliller. (Sarih ayetler ve sahih hadisler)<\/span><\/strong><\/span><\/p>\n<p class=\"western\" style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><span style=\"font-size: 12pt;\"><strong><span style=\"font-family: 'Arial', sans-serif;\">2- Akli delillerdir. (K\u0131yas, i&ccedil;tihat ve icma prensipleri)<\/span><\/strong><\/span><\/p>\n<p class=\"western\" style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><span style=\"font-family: 'Arial', sans-serif;\">\u25cf <\/span><strong><span style=\"font-size: 14pt; font-family: 'Arial', sans-serif;\">Laiklik ve demokrasi gibi &ccedil;a\u011fda\u015f kurum ve kavramlar\u0131n da, <\/span><\/strong><span style=\"font-size: 12pt;\"><strong><span style=\"font-family: 'Arial', sans-serif;\">onlarca farkl\u0131, hatta birbirine ayk\u0131r\u0131 tan\u0131mlar\u0131 ve tatbikatlar\u0131 yap\u0131lagelmektedir. Bu nedenle her t&uuml;rl&uuml; istismar ve suiistimale a&ccedil;\u0131k vaziyettedir. &Ouml;yle ise, bunlar\u0131n da evrensel hukuk kurallar\u0131na ve temel insan haklar\u0131na uygun, yeni anayasal h&uuml;k&uuml;mlerinin belirlenip &ccedil;er&ccedil;evesinin konulmas\u0131 ve T&uuml;rk&ccedil;e tariflerinin yap\u0131lmas\u0131 ka&ccedil;\u0131n\u0131lmaz g&ouml;r&uuml;nmektedir. &Uuml;stelik bu tan\u0131m ve kal\u0131plar\u0131n da, do\u011fal de\u011fi\u015fimlere ve sosyal geli\u015fmelere a&ccedil;\u0131k tutulmas\u0131 gerekir.<\/span><\/strong><\/span><\/p>\n<p class=\"western\" style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><span style=\"font-size: 12pt;\"><strong><span style=\"font-family: 'Arial', sans-serif;\">\u015eu ger&ccedil;ekler asla unutulmamal\u0131d\u0131r:<\/span><\/strong><\/span><\/p>\n<p class=\"western\" style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><span style=\"font-family: 'Arial', sans-serif; font-size: 12pt;\">\u25cf <strong><span style=\"font-family: 'Arial', sans-serif;\">Kur&#8217;an ve s&uuml;nnet, ge&ccedil;mi\u015fe de\u011fil, bug&uuml;ne ve bize hitap etmektedir, tarihi &ouml;rnekleri ve meseleleri de ibret ve hikmet dersleridir.<\/span><\/strong><\/span><\/p>\n<p class=\"western\" style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><span style=\"font-family: 'Arial', sans-serif; font-size: 12pt;\">\u25cf <strong><span style=\"font-family: 'Arial', sans-serif;\">Kur&#8217;an-\u0131 Kerim; Felsefi ve statik bir kitap de\u011fil, devaml\u0131 diri ve dinamiktir ve pratik &ccedil;&ouml;z&uuml;mler &uuml;retmeye m&uuml;saittir.<\/span><\/strong><\/span><\/p>\n<p class=\"western\" style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><span style=\"font-family: 'Arial', sans-serif; font-size: 12pt;\">\u25cf <strong><span style=\"font-family: 'Arial', sans-serif;\">Kur&#8217;an-\u0131 Kerim; hem m&uuml;min bireyler ve topluluklar, hem de farkl\u0131 konum ve kapasitedeki kurum ve kurulu\u015flar i&ccedil;in; pratik, psikolojik, sosyolojik ve stratejik prensip ve projeler &uuml;retmeye yarayacak ilahi bilgi merkezidir.<\/span><\/strong><\/span><\/p>\n<p class=\"western\" style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><span style=\"font-family: 'Arial', sans-serif; font-size: 12pt;\">\u25cf <strong><span style=\"font-family: 'Arial', sans-serif;\">Kur&#8217;an-\u0131 Kerim; S&uuml;rekli geli\u015fen ve de\u011fi\u015fen: siyasi, iktisadi, ilmi ve i&ccedil;timai hayat\u0131 her halde ve yeniden d&uuml;zenleyip disiplinize edecek, de\u011fi\u015fmez hakikat ve hikmetler i&ccedil;ermektedir.<\/span><\/strong><\/span><\/p>\n<p class=\"western\" style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><span style=\"font-family: 'Arial', sans-serif; font-size: 12pt;\">\u25cf <strong><span style=\"font-family: 'Arial', sans-serif;\">\u0130slam: Akla, ara\u015ft\u0131rmaya, bilimsel ve teknolojik bulu\u015flara olduk&ccedil;a &ouml;nem verip s&uuml;rekli te\u015fvik eden; ama beynin ve bilimin, \u015feytani odaklar\u0131n zul&uuml;m ve s&ouml;m&uuml;r&uuml; arac\u0131 yap\u0131lmamas\u0131 i&ccedil;in de, imani ve vicdani emniyet sigortalar\u0131n\u0131 ve Rabbani kurallar\u0131 merkeze yerle\u015ftiren bir hayat ve imtihan dinidir.<\/span><\/strong><\/span><\/p>\n<p class=\"western\" style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><span style=\"font-size: 12pt;\"><strong><span style=\"font-family: 'Arial', sans-serif;\">\u0130slami hayat\u0131 ve m&uuml;min toplumlar\u0131 i&ccedil;ten &ccedil;&uuml;r&uuml;ten, &ccedil;a\u011f\u0131n ve medeniyet yar\u0131\u015f\u0131n\u0131n d\u0131\u015f\u0131na iten en b&uuml;y&uuml;k talihsizlik ve tehlikelerin ba\u015f\u0131nda ise;<\/span><\/strong><\/span><\/p>\n<p class=\"western\" style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><span style=\"font-family: 'Arial', sans-serif; font-size: 12pt;\">&ldquo;<strong><em><span style=\"font-family: 'Arial', sans-serif;\">Kur&#8217;an-\u0131 Kerim&#8217;le alakay\u0131 kopar\u0131p onu ara\u015ft\u0131rmay\u0131 ve hayat\u0131n temel kayna\u011f\u0131 yapmay\u0131 b\u0131rak\u0131p, yani &#8220;mutlak delil ve dayanak&#8221;lar\u0131 ask\u0131ya al\u0131p; as\u0131rlar &ouml;nceki \u015fartlar\u0131n ve ihtiya&ccedil;lar\u0131n gere\u011fi olarak Kutsal Kitab\u0131m\u0131zdan &ccedil;\u0131kar\u0131lan i&ccedil;tihatlar\u0131 (karar ve yorumlar\u0131), dinin temel esaslar\u0131 ve hayat\u0131n vazge&ccedil;ilmez hususlar\u0131 saymak&rdquo;<\/span><\/em><\/strong><strong><span style=\"font-family: 'Arial', sans-serif;\"> \u015feklindeki \u015fuursuz taklit&ccedil;ilik ve ruhsuz \u015fekilcilik gelmektedir.<\/span><\/strong><\/span><\/p>\n<p class=\"western\" style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><span style=\"font-size: 12pt;\"><strong><span style=\"font-family: 'Arial', sans-serif;\">Ancak, bu ger&ccedil;e\u011fi istismar ederek, M&uuml;sl&uuml;manlar\u0131 tamamen d&uuml;nyevile\u015ftirmeye ve manevi disiplini dejenere etmeye &ccedil;al\u0131\u015fan modernistlerin yozla\u015ft\u0131rma niyetleri de; takva ve fetva bahanesiyle M&uuml;sl&uuml;manlar\u0131n sosyal, siyasal ve ekonomik hayattan kopmas\u0131ndan ve emperyalizmin kullar\u0131 ve kuklalar\u0131 yap\u0131lmas\u0131ndan ba\u015fka sonu&ccedil; do\u011furmayan, &ldquo;k&ouml;r taklit&ccedil;ilik ve k&ouml;hne \u015fekilcilik&rdquo; heveslilerinin yobazla\u015ft\u0131rma gayretleri de, yani hem ifrat hem tefrit ayn\u0131 &ouml;l&ccedil;&uuml;de zarar verici ve tahrip edicidir.<\/span><\/strong><\/span><\/p>\n<p class=\"western\" style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><span style=\"font-size: 12pt;\"><strong><span style=\"font-family: 'Arial', sans-serif;\">&#8220;Kur&#8217;an-\u0131 Kerim&nbsp;Tefsiri&#8221; diye, tahrif giri\u015fimleri yo\u011funla\u015fm\u0131\u015ft\u0131r!<\/span><\/strong><\/span><\/p>\n<p class=\"western\" style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><span style=\"font-family: 'Arial', sans-serif;\"><span style=\"font-size: 12pt;\">\u0130srail, Kur&#8217;an-\u0131 Kerim&#8217;i s&ouml;zde tefsir etmek i&ccedil;in kurdu\u011fu internet sitesinde modern \u0130srailiyat y&ouml;ntemlerini deneyerek Kur&rsquo;an&rsquo;\u0131 tahrif etmeye &ccedil;al\u0131\u015fmaktad\u0131r. Amerika Birle\u015fik Devletleri&#8217;nin Kur&#8217;an-\u0131 Kerim&#8217;i &ccedil;arp\u0131tmak ve kendi ama&ccedil;lar\u0131 do\u011frultusunda kullanmak i&ccedil;in yazd\u0131rd\u0131\u011f\u0131 s&ouml;zde tefsirden sonra, \u015fimdi de \u0130srail D\u0131\u015fi\u015fleri Bakanl\u0131\u011f\u0131 Kur&#8217;an-\u0131 Kerim&#8217;i tefsir etmek i&ccedil;in Yahudi bir profes&ouml;r olan Ofer Grosbard&#8217;\u0131n y&ouml;netti\u011fi bir internet sitesi kurmu\u015f bulunmaktad\u0131r. Ofer Grosbard Yahudi&rsquo;sinin &ldquo;Kur&rsquo;an&rsquo;\u0131 Peygamber &ouml;\u011fretilerinden ve ilmi tefsir prensiplerinden ba\u011f\u0131ms\u0131z ve ak\u0131lc\u0131 bir y&ouml;ntemle alg\u0131lay\u0131p yorumlama&rdquo; &ouml;nerileri de bunlar\u0131n \u015feytanl\u0131k damar\u0131n\u0131 ve \u0130slam&rsquo;\u0131 yozla\u015ft\u0131rma amac\u0131n\u0131 ortaya koymaktad\u0131r.<\/span> <\/span><\/p>\n<p class=\"western\" style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><span style=\"font-size: 12pt;\"><strong><em><span style=\"font-family: 'Arial', sans-serif;\">&#8220;Yahudi gibi inanan, H\u0131ristiyan gibi ya\u015fayan ama \u0130slami gelenekleri uygulayan bir M&uuml;sl&uuml;man tipi&#8221;<\/span><\/em><\/strong><strong><span style=\"font-family: 'Arial', sans-serif;\"> yeti\u015ftirilmek isteniyor<\/span><\/strong><\/span><\/p>\n<p class=\"western\" style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><span style=\"font-family: 'Arial', sans-serif; font-size: 12pt;\">Filistin \u0130slami Hareket S&ouml;zc&uuml;s&uuml; \u015eeyh Zahi N&uuml;ceydat, \u0130srail D\u0131\u015fi\u015fleri Bakanl\u0131\u011f\u0131&#8217;n\u0131n duyurdu\u011fu <strong><em><span style=\"font-family: 'Arial', sans-serif;\">&ldquo;Yahudilerin Kur&#8217;an-\u0131 Kerim tefsir projesinin&rdquo;<\/span><\/em><\/strong> &ccedil;ok tehlikeli ve sinsi bir giri\u015fim oldu\u011funu kaydederek, bu projenin as\u0131l amac\u0131n\u0131n Kur&#8217;an&#8217;\u0131 \u0130srail ve ABD&#8217;nin istedi\u011fi tarzda anlayan &#8220;M&uuml;sl&uuml;man&#8221; bir nesil yeti\u015ftirmek oldu\u011funu vurgulamaktad\u0131r. Fetullah&ccedil;\u0131lar\u0131n &ldquo;Dinleraras\u0131 Diyalog salatas\u0131&rdquo; ve AKP iktidar\u0131n\u0131n ve yanda\u015f fetvac\u0131lar\u0131n &ldquo;\u0131l\u0131ml\u0131 \u0130slam&rdquo; safsatas\u0131 b&ouml;ylesi \u015feytani ve Siyonist hesaplara hizmetk&acirc;rl\u0131kt\u0131r. \u0130srail bu yolla, \u0130sl&acirc;m d&uuml;nyas\u0131nda yay\u0131lmakta olan emperyalizm ve Siyonizm kar\u015f\u0131t\u0131 direni\u015fi pasifle\u015ftirmeye &ccedil;al\u0131\u015fmaktad\u0131r. D&uuml;nyan\u0131n bir&ccedil;ok yerindeki M&uuml;sl&uuml;man bilim adamlar\u0131 ve kurulu\u015flar, \u0130srail&#8217;in bu giri\u015fimiyle Kur&#8217;an ayetlerini \u0130srail ve ABD&#8217;nin istedi\u011fi \u015fekilde yorumlataca\u011f\u0131 uyar\u0131s\u0131nda bulunmaktad\u0131r.<\/span><\/p>\n<p class=\"western\" style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><span style=\"font-size: 12pt;\"><strong><span style=\"font-family: 'Arial', sans-serif;\">Fetullah G&uuml;len&#8217;in &#8220;Dinleraras\u0131 Diyalog ve Ho\u015fg&ouml;r&uuml;&#8221; kitab\u0131n\u0131 \u0130ngilizce bast\u0131r\u0131p bedava da\u011f\u0131tan Siyonist ADL &ouml;rg&uuml;t&uuml;yle \u0130srailli Prof. Ofer Grosbard&#8217;\u0131n i\u015fbirli\u011fi dikkat &ccedil;eken &ccedil;ok &ouml;nemli bir ayr\u0131nt\u0131d\u0131r.<\/span><\/strong><\/span><\/p>\n<p class=\"western\" style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><span style=\"font-size: 12pt;\"><strong><span style=\"font-family: 'Arial', sans-serif;\">Ahlak d\u0131\u015f\u0131 g&ouml;n&uuml;l ili\u015fkileri, medyaya malzeme olacak kadar sorumsuz ve doyumsuz birtak\u0131m s&ouml;zde ilahiyat Prof.lar\u0131n\u0131n patavats\u0131z yorumlar\u0131 da, bu Siyonist k&acirc;firlere ve cahil kesimlere, maalesef gerek&ccedil;e olu\u015fturmaktad\u0131r.<\/span><\/strong><\/span><\/p>\n<p class=\"western\" style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><span style=\"font-size: 12pt;\"><strong><em><span style=\"font-family: 'Arial', sans-serif;\">&ldquo;Sana Kur&rsquo;an&rsquo;\u0131 indiren O&rsquo;dur. Ondan (Kur&rsquo;an&rsquo;dan) bir b&ouml;l&uuml;m&uuml; kitab\u0131n anas\u0131 (temeli ve esas\u0131) say\u0131lan muhkem ayetler (a&ccedil;\u0131k ve kesin emirler)dir. Di\u011fer bir k\u0131sm\u0131 da m&uuml;te\u015fabihtir. (Benzer manalara ve &ccedil;e\u015fitli yorumlara m&uuml;saittir.) Kalplerinde \u015f&uuml;phe ve e\u011frilik olanlar, fitne &ccedil;\u0131karmak ve (keyfi) te&rsquo;villerde bulunmak &uuml;zere (a&ccedil;\u0131k ve kesin emirleri b\u0131rak\u0131p manas\u0131 kapal\u0131 olan) m&uuml;te\u015fabih ayetlerin pe\u015fine d&uuml;\u015fmektedir. H&acirc;lbuki bunlar\u0131n ger&ccedil;ek te&#8217;vilini ancak Allah bilir&#8230; \u0130limde derinle\u015fenler (rasihun) ise: &ldquo;Biz ona inand\u0131k, t&uuml;m&uuml; Rabbimiz&#8217;in kat\u0131ndand\u0131r&#8221; derler. Temiz ak\u0131l sahiplerinden ba\u015fkas\u0131 &ouml;\u011f&uuml;t al\u0131p-d&uuml;\u015f&uuml;nmez.&rdquo;<span style=\"font-family: 'Arial', sans-serif;\"> <\/span><\/span><\/em><\/strong><span style=\"font-family: 'Arial', sans-serif;\">(Al-i \u0130mran:7)<\/span><\/span><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><em><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">&#8220;<\/span><\/em><\/strong><strong><em><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">(Ey Resul&ucirc;m!) De ki: &ldquo;E\u011fer (ger&ccedil;ekten) Allah&#8217;\u0131 seviyorsan\u0131z (bu iddian\u0131z\u0131 ispat etmek &uuml;zere) Bana (s&uuml;nnetime ve hayat sistemime) tabi (ve teslim) olunuz ki, Allah da sizi sevsin ve g&uuml;nahlar\u0131n\u0131z\u0131 ba\u011f\u0131\u015flay\u0131versin. Allah \u011eafur ve Rahim&rsquo;dir.&rdquo; Not: (Hz. Peygamberimize: &ldquo;Allah&rsquo;\u0131 seviyorsan\u0131z, O&rsquo;nun Kitab\u0131na uyun&rdquo; yerine &ldquo;Bana tabi olun&rdquo; buyrulmas\u0131; S&uuml;nnete ittiba ve itaatin gere\u011fini ve &ouml;nemini g&ouml;stermektedir.)&#8221; <\/span><\/em><\/strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">(<\/span><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">Al-i <\/span><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">\u0130mran: 31)<\/span><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><em><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">&ldquo;&hellip; <\/span><\/em><\/strong><strong><em><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">Res&ucirc;l size ne verirse art\u0131k onu al\u0131n, sizi neden sak\u0131nd\u0131r\u0131rsa art\u0131k ondan sak\u0131n\u0131n ve Allah&#8217;tan korkun. &hellip;<\/span><\/em><\/strong><strong><em><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">&rdquo; <\/span><\/em><\/strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">(Ha\u015fr Suresi: 7)<\/span><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><em><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">&#8220;Allah ve Resul&ucirc;, bir i\u015fe h&uuml;kmetti\u011fi (bir konuda karar verdi\u011fi) zaman, m&uuml;&#8217;min bir erkek ve m&uuml;&#8217;min bir kad\u0131n i&ccedil;in, art\u0131k o i\u015fte kendi isteklerine (ve beklentilerine) g&ouml;re (ba\u015fka g&ouml;r&uuml;\u015fleri) se&ccedil;me ve tercih hakk\u0131 yoktur. Kim Allah&#8217;a ve Resul&ucirc;&rsquo;ne isyan ederse (ayet ve hadislerin a&ccedil;\u0131k h&uuml;k&uuml;mlerini &ccedil;i\u011fner ve kendi keyfince te&rsquo;vil edip tersine &ccedil;evirirse), i\u015fte ger&ccedil;ekten o, apa&ccedil;\u0131k bir sap\u0131kl\u0131kla sapm\u0131\u015ft\u0131r.&#8221; <\/span><\/em><\/strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">(<\/span><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">Ahzab Suresi: 36)<\/span><em><\/em><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><em><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">&ldquo;Bu, onlar\u0131n:<\/span><\/em><\/strong><strong><em><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\"> (Biz se&ccedil;ilmi\u015f ve sevgili kullar\u0131z<\/span><\/em><\/strong><strong><em><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">, bu<\/span><\/em><\/strong><strong><em><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\"> y&uuml;zden)<\/span><\/em><\/strong><strong><em><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\"> &#8220;Ate\u015f bize say\u0131l\u0131 g&uuml;nler d\u0131\u015f\u0131nda kesinlikle dokunmayacak.&#8221; demelerindendir. Onlar\u0131n bu iftiralar\u0131, dinleri konusunda kendilerini yan\u0131lg\u0131ya d&uuml;\u015f&uuml;r<\/span><\/em><\/strong><strong><em><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">mesi sebebiyledir<\/span><\/em><\/strong><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">. (Bunlar\u0131 as\u0131l aldatan ve avutan \u015eeytan vesvesesi ise; &#8220;D&uuml;nyal\u0131k makam ve menfaat i&ccedil;in, baz\u0131 Tevrat h&uuml;k&uuml;mlerini -\u015fimdi Kur&#8217;ani emirleri- terk etmemizde ve baz\u0131 g&uuml;nahlar\u0131 i\u015flememizde, &ouml;yle korkulacak bir vebal yoktur. &Ccedil;&uuml;nk&uuml; bizim bu k&ouml;t&uuml;l&uuml;klerimize kar\u015f\u0131, hay\u0131rl\u0131 hizmet ve ibadetlerimiz de vard\u0131r. Bu nedenle Cehennem ate\u015fi ve ahiret azab\u0131 bize say\u0131l\u0131 g&uuml;n d\u0131\u015f\u0131nda asla dokunmaz&rdquo; d&uuml;\u015f&uuml;ncesidir.)<em>&rdquo; <\/em><\/span><\/strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">(<\/span><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">Al-i <\/span><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">\u0130mran: 24)<\/span><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><em><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">&#8220;<\/span><\/em><\/strong><strong><em><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">(Art\u0131k), &ldquo;\u0130man edenlerin Allah&rsquo;\u0131n (h&uuml;k&uuml;m ve haberlerini, nimet ve hikmetlerini d&uuml;\u015f&uuml;nmek) ve Hakk olarak indirilen Zikri (Kur&rsquo;an&rsquo;\u0131 dikkatle okuyup anlamaya ve gere\u011fini uygulamaya gayret etmek) i&ccedil;in, kalplerinin sayg\u0131 ve kayg\u0131 ile yumu\u015fayaca\u011f\u0131 zaman hal&acirc; gelmedi mi? &hellip;&#8221; <\/span><\/em><\/strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">(Hadid Suresi: 16)<\/span><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">&nbsp;ayetleri hem bu konudaki sorunlar\u0131m\u0131z\u0131n nedenlerini, hem de kurtulu\u015f &ccedil;arelerini ortaya koymaktad\u0131r. <\/span><\/p>\n<p class=\"western\" style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><em><span style=\"font-size: 14pt; font-family: 'Arial', sans-serif;\">&#8220;Bu konu Kur&#8217;an&#8217;da ge&ccedil;mez&#8221;, &#8220;\u015eu gibi sorunlarla Kur&#8217;an ilgilenmez&#8221; veya &#8220;Kur&#8217;an o sorular\u0131n yan\u0131t\u0131n\u0131 vermez&#8221; <\/span><\/em><\/strong><strong><span style=\"font-family: 'Arial', sans-serif;\"><span style=\"font-size: 12pt;\">\u015feklindeki kanaatler de yanl\u0131\u015ft\u0131r, Kur&#8217;an&#8217;\u0131 tan\u0131mamakt\u0131r ve cehalet sonucu yap\u0131lan hatalard\u0131r. Ve hele:<\/span> <\/span><\/strong><strong><em><span style=\"font-size: 14pt; font-family: 'Arial', sans-serif;\">&#8220;Kur&#8217;an Orta&ccedil;a\u011f kitab\u0131d\u0131r. &Ccedil;ok eski d&ouml;nemler i&ccedil;in yararl\u0131 baz\u0131 yasalard\u0131r. G&uuml;n&uuml;m&uuml;zde bunlara ihtiya&ccedil; kalmam\u0131\u015ft\u0131r. Ak\u0131l ve bilim bunlar\u0131n yerini alm\u0131\u015ft\u0131r&#8221;<\/span><\/em><\/strong><span style=\"font-size: 14pt; font-family: 'Arial', sans-serif;\"> <\/span><span style=\"font-size: 12pt;\"><strong><span style=\"font-family: 'Arial', sans-serif;\">\u015feklindeki iddialar, sadece sap\u0131kl\u0131k ve ink&acirc;rc\u0131l\u0131k de\u011fil, ayn\u0131 zamanda utan&ccedil; verici bir bilgisizlik ve ak\u0131l noksanl\u0131\u011f\u0131d\u0131r.<\/span><\/strong><\/span><\/p>\n<p class=\"western\" style=\"margin-top: 0cm; margin-right: 0cm; margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 14pt; font-family: 'Arial', sans-serif;\">Cihat ve \u0130&ccedil;tihat Birlikte Y&uuml;r&uuml;t&uuml;lmelidir!<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">Faizi <em>&ldquo;Al\u0131\u015fveri\u015f gibi mubah sayan&rdquo;<\/em> ve ders programlar\u0131 bu marazl\u0131 mant\u0131kla haz\u0131rlanan fak&uuml;ltelerde okuyanlara g&ouml;re: Faiz, ekonomi biliminde iki anlamda kullan\u0131lmaktad\u0131r. Birinci anlamda faiz, bir bor&ccedil; anla\u015fmas\u0131n\u0131n sat\u0131\u015f\u0131 sonucu elde edilen gelir oran\u0131d\u0131r. \u0130kinci anlamda ise &uuml;retim ama&ccedil;l\u0131 girdi olarak kullan\u0131lan sermayenin kazan&ccedil; miktar\u0131d\u0131r. Bu iki anlam asl\u0131nda iktisadi a&ccedil;\u0131dan birbirlerinin ayn\u0131s\u0131d\u0131r ve iktisat&ccedil;\u0131lar taraf\u0131ndan faiz olarak tan\u0131mlan\u0131r. Bunlara g&ouml;re faiz ekonominin can\u0131-kan\u0131d\u0131r, faizsiz sistem imk&acirc;ns\u0131zd\u0131r. Oysa faizin ger&ccedil;ek tan\u0131m\u0131n\u0131 ve yapt\u0131\u011f\u0131 tahribatlar\u0131 en iyi a&ccedil;\u0131klayanlar ve faizsiz sistemin kurum ve kurallar\u0131n\u0131 en iyi ortaya koyanlar, \u0130slam fakihleri olmu\u015flard\u0131r.<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">&Ccedil;&uuml;nk&uuml; Faiz, kredi kullan\u0131lan te\u015febb&uuml;s&uuml;n k&acirc;rla sonu&ccedil;lan\u0131p sonu&ccedil;lanmayaca\u011f\u0131 veya k&acirc;rla sonu&ccedil;lanacaksa bu k&acirc;r\u0131n ne miktarda ger&ccedil;ekle\u015fece\u011fi &ouml;nceden bilinememesine ra\u011fmen, faiz nispetinin ba\u015ftan tespit edilmesi sebebiyle, bu kredi kullan\u0131m\u0131ndan elde edilen sonucun taraflar aras\u0131nda &acirc;dil ve dengeli bir \u015fekilde payla\u015ft\u0131rma imk&acirc;n\u0131n\u0131n ortadan kalkmas\u0131; neticede, ister alan ister veren olsun, taraflardan birinin mutlaka zarara u\u011framas\u0131 ve bu zarar\u0131n hi&ccedil;bir \u015fekilde &ouml;nlenmesinin m&uuml;mk&uuml;n olmamas\u0131 sebebiyle haram k\u0131l\u0131nm\u0131\u015ft\u0131r.<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">Kur&#8217;an-\u0131 Kerim ve Hadis-i \u015eeriflerde faizin zararlar\u0131 ve haram k\u0131l\u0131nma sebepleri konusunda geni\u015f bilgiler yer almazken, taraflar\u0131 (faiz verenleri ve alanlar\u0131) zalim ve mazlum durumuna d&uuml;\u015f&uuml;rme sebebi konusunda ise a&ccedil;\u0131k ayet vard\u0131r. Bu ayet, faizin her hal&uuml;k&acirc;rda iki taraftan birisi i&ccedil;in zul&uuml;m sebebi oldu\u011funu net bir \u015fekilde a&ccedil;\u0131klamaktad\u0131r: <strong><em>&#8220;E\u011fer tevbe eder, faizden vazge&ccedil;erseniz, anaparan\u0131z sizindir. B&ouml;ylece ne zulmetmi\u015f ne de zulme u\u011fram\u0131\u015f olursunuz.&#8221;<\/em><\/strong> (Bakara: 279) Mefhum-u muhalifi (z\u0131t anlam\u0131) \u015fudur: <strong><em>&#8220;E\u011fer faizden vazge&ccedil;mezseniz ya zulmeder ya da zulme u\u011frars\u0131n\u0131z.&#8221;<\/em><\/strong><\/span><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">Yani faizli bir kredi muamelesinde ka&ccedil;\u0131n\u0131lmaz bir surette haks\u0131zl\u0131k ve zul&uuml;m ortaya &ccedil;\u0131kmaktad\u0131r. Bu haks\u0131zl\u0131k ve zul&uuml;m, faizin ayr\u0131lmaz bir par&ccedil;as\u0131 olarak onun b&uuml;nyesinde k&ouml;kle\u015fmi\u015f bulunmaktad\u0131r. Bu haks\u0131zl\u0131\u011f\u0131n hem ortaya &ccedil;\u0131kmas\u0131na hem de &ouml;nlenememesine sebep olan unsur ise, faiz miktar\u0131n\u0131n ba\u015ftan tespit edilmesidir. Piyasa \u015fartlar\u0131n\u0131n de\u011fi\u015fken olup gelecekte neler olup bitece\u011fini ve faizli kredi kullan\u0131lan i\u015fin ak\u0131betini ba\u015ftan g&ouml;rmek m&uuml;mk&uuml;n olmad\u0131\u011f\u0131na g&ouml;re, kredi i\u015flemini takip eden g&uuml;nlerde faiz, iki taraftan birini \u015f&ouml;yle veya b&ouml;yle incitmeye ba\u015flayacakt\u0131r. &Ccedil;&uuml;nk&uuml; i\u015fin ak\u0131beti &ccedil;ok b&uuml;y&uuml;k bir ihtimalle en az\u0131ndan bir taraf\u0131n beklentilerinin tersine sonu&ccedil;lanacakt\u0131r. \u015e&ouml;yle ki: Olumsuz piyasa \u015fartlar\u0131 kredi kullanan\u0131 s\u0131k\u0131nt\u0131ya sokarken, paras\u0131n\u0131 her \u015feye ra\u011fmen faiziyle birlikte sa\u011flama alm\u0131\u015f bulunan sermaye sahibinin rahat\u0131 bozulmayacakt\u0131r. Bunun tersi durumda, yani belli bir faiz haddiyle kredi i\u015flemi yap\u0131ld\u0131ktan sonra piyasa \u015fartlar\u0131n\u0131n beklenmedik bir \u015fekilde canlanmas\u0131, ba\u015fka bir ifadeyle, sermayenin getiri oran\u0131n\u0131n &ccedil;ok y&uuml;kselmesi durumunda ise, paras\u0131n\u0131 daha evvel normal bir getiriyle faize ba\u011flam\u0131\u015f olan sermaye sahibi \u015f&ouml;yle veya b&ouml;yle bir pi\u015fmanl\u0131k duyabilecektir. Bu pi\u015fmanl\u0131\u011f\u0131n sebebi, bu i\u015flemde faiz oran\u0131n\u0131 biraz daha y&uuml;ksek tutmam\u0131\u015f olmas\u0131 veya \u015fu anda elinde olsayd\u0131 &ccedil;ok k&acirc;rl\u0131 i\u015fler &ccedil;evirebilece\u011fi paras\u0131n\u0131, sadece normal bir faize ba\u011flamakla \u015fimdi kar\u015f\u0131s\u0131na &ccedil;\u0131km\u0131\u015f bulunan cazip imk&acirc;nlardan mahrum kalmas\u0131d\u0131r. \u0130ki taraf\u0131n da memnun kalabilece\u011fi tek sistem <\/span><strong><span style=\"font-size: 14pt; font-family: 'Arial', sans-serif;\">\u0130slam&#8217;\u0131n Kat\u0131l\u0131m Ortakl\u0131\u011f\u0131 ve &#8220;Karz-\u0131 Hasen&#8221; program\u0131d\u0131r<\/span><\/strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">. Fakat insanlar\u0131n madd&icirc; hesaplar\u0131n\u0131 &ccedil;ok ince yapt\u0131\u011f\u0131 d&uuml;\u015f&uuml;n&uuml;lecek olursa, faizli bir i\u015flemin sonucundan iki taraftan birinin mutlaka rahats\u0131zl\u0131k duyaca\u011f\u0131n\u0131 s&ouml;ylemek yanl\u0131\u015f olmayacakt\u0131r. <\/span><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 14pt; font-family: 'Arial', sans-serif;\">&Ouml;nce faiz nedir ve faizsiz sistem nas\u0131l olmal\u0131d\u0131r?<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">1- <\/span><\/strong><strong><span style=\"font-size: 14pt; font-family: 'Arial', sans-serif;\">Faiz, <\/span><\/strong><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">&ldquo;zamanla artan bor&ccedil;&rdquo; olmaktad\u0131r:<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">&Ouml;rne\u011fin 1 milyon bor&ccedil; verilir. Her ay %&#8217;de \u015fu kadar artarak katlan\u0131r.<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">2- <\/span><\/strong><strong><span style=\"font-size: 14pt; font-family: 'Arial', sans-serif;\">Faiz; <\/span><\/strong><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">zarara kat\u0131lmayan k&acirc;rd\u0131r:<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><em><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">&ldquo;Para bir taraftan, emek di\u011fer taraftan, hem k&acirc;ra hem de zarara kat\u0131lmak&rdquo; <\/span><\/em><\/strong><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">&uuml;zere kurulan bir ortakl\u0131k caizdir, ama sadece <em>&ldquo;ben parama kar\u015f\u0131l\u0131k \u015fu kadar k&acirc;r isterim, zarara kar\u0131\u015fmam&rdquo;<\/em> demek ise faizdir.<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">3- <\/span><\/strong><strong><span style=\"font-size: 14pt; font-family: 'Arial', sans-serif;\">Faiz; <\/span><\/strong><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">misliyattan al\u0131nan fazlal\u0131k ve kirad\u0131r:<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">Bu\u011fday, arpa, toz \u015feker gibi ayn\u0131 cins &uuml;retim mallar\u0131n\u0131n bor&ccedil; al\u0131n\u0131p, sonradan geri &ouml;denirken verilen fazlal\u0131k faizdir.<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">4- <\/span><\/strong><strong><span style=\"font-size: 14pt; font-family: 'Arial', sans-serif;\">Faiz; <\/span><\/strong><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">ba\u015fkas\u0131n\u0131n zarar\u0131na do\u011fan kazan&ccedil;t\u0131r:<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">Adil D&uuml;zen&rsquo;de as\u0131l olan &#8220;para paray\u0131 do\u011furur&#8221; de\u011fil, &#8220;para, emek ve &uuml;retmek kar\u015f\u0131l\u0131\u011f\u0131d\u0131r&#8221; d&uuml;sturudur. Faiz, &ccedil;al\u0131\u015fmadan veya &uuml;retmeden, ba\u015fkalar\u0131n\u0131n kazanc\u0131n\u0131 ve hakk\u0131n\u0131 s&ouml;m&uuml;rmek, ba\u015fka bir ifadeyle &#8220;&uuml;retmeden t&uuml;ketme hakk\u0131 elde etmek&#8221; demektir ki bu a&ccedil;\u0131k bir haks\u0131zl\u0131k ve bir nevi h\u0131rs\u0131zl\u0131kt\u0131r.<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 14pt; font-family: 'Arial', sans-serif;\">Faizle Selem&rsquo;in <em>(para pe\u015fin, mal veresiye \u015feklindeki al\u0131\u015fveri\u015fin)<\/em> fark\u0131na gelince:<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">1- <\/span><\/strong><strong><span style=\"font-size: 14pt; font-family: 'Arial', sans-serif;\">Faiz, <\/span><\/strong><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">mal\u0131 &ouml;nceden al\u0131p paras\u0131n\u0131 sonradan &ouml;demek \u015feklinde oldu\u011fu i&ccedil;in &#8211; vade fark\u0131ndan dolay\u0131 &#8211; fiyatlar art\u0131yor ve enflasyonu k&ouml;r&uuml;kl&uuml;yor. Selem&#8217;de ise paray\u0131 pe\u015fin verip mal sonradan al\u0131nd\u0131\u011f\u0131 i&ccedil;in fiyatlar\u0131 d&uuml;\u015f&uuml;r&uuml;yor ve enflasyonu &ouml;nl&uuml;yor.<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">2- <\/span><\/strong><strong><span style=\"font-size: 14pt; font-family: 'Arial', sans-serif;\">Faiz, <\/span><\/strong><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">daha paras\u0131n\u0131 &ouml;demeden ve kar\u015f\u0131l\u0131\u011f\u0131nda bir \u015fey &uuml;retmeden &ouml;nce &#8220;pe\u015fin t&uuml;ketim&#8221; yapt\u0131r\u0131yor. B&ouml;ylece &#8220;bor&ccedil;lu ya\u015fama&#8221; d&uuml;zenini do\u011furup, ekonomik dengeyi bozuyor. Selem&rsquo;de ise &ouml;nce paras\u0131 &ouml;deniyor, t&uuml;ketim sonraya b\u0131rak\u0131l\u0131yor. B&ouml;ylece hem &uuml;retime destek verilip te\u015fvik ediliyor, hem de &#8220;dengeli ya\u015fama d&uuml;zeni&#8221; kuruluyor.<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">3- Adil D&uuml;zen&#8217;deki Selem (Sipari\u015f) senedi &#8220;mal\u0131&#8221; temsil ediyor. Bug&uuml;nk&uuml; senetler ise &#8220;para&#8221; yerine ge&ccedil;ti\u011fi i&ccedil;in mevcut para de\u011ferini ve al\u0131m g&uuml;c&uuml;n&uuml; otomatikman d&uuml;\u015f&uuml;r&uuml;yor.<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">4- Faizli krediler; i\u015fletmeyi k&uuml;&ccedil;&uuml;lt&uuml;r, &uuml;retimi d&uuml;\u015f&uuml;r&uuml;r ve i\u015fsizli\u011fi art\u0131r\u0131r. Selem kredisi ise tam aksine i\u015fletme kapasitesini b&uuml;y&uuml;t&uuml;yor, &uuml;retimi art\u0131r\u0131yor ve i\u015fsizli\u011fi &ouml;nl&uuml;yor.<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">5- Selem senetleri zaten &#8220;Hamiline&#8221; (ta\u015f\u0131yana) yaz\u0131l\u0131 oldu\u011fu i&ccedil;in icab\u0131nda para gibi i\u015flem g&ouml;r&uuml;yor. B&ouml;ylece Selem yoluyla faizsiz kredi bulabilen kimse, art\u0131k faizli krediye mecbur kalm\u0131yor ve itibar etmiyor.<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">Yani sadece &#8220;Selem M&uuml;essesesi&#8221; bile faiz yuvalar\u0131n\u0131 kurutmaya yetecektir. Bu nedenle &#8220;Atom bombas\u0131yla sarsamayaca\u011f\u0131n\u0131z Siyonist s&ouml;m&uuml;r&uuml; sistemini Selem senediyle y\u0131kabilirsiniz&#8221; s&ouml;z&uuml;, asla m&uuml;bala\u011fa olmay\u0131p gayet ilmi ve insani bir ger&ccedil;e\u011fin ifadesidir.<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">Faize ni&ccedil;in kar\u015f\u0131y\u0131z?<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">S&ouml;m&uuml;r&uuml; sistemi ve zul&uuml;m tekeli olan Kapitalizmin mikroplar\u0131 ve kanser urlar\u0131 <strong>faizdir. <\/strong>Bak\u0131n\u0131z, Robert Kohl&#8217;un doktora tezi bir c&uuml;mledir: <strong>&#8220;T&uuml;berk&uuml;loz (verem) hastal\u0131\u011f\u0131n\u0131n sebebi Kohl basilidir.&#8221;<\/strong><\/span><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">&Uuml;lkemizde de, Milli G&ouml;r&uuml;\u015f&#8217;&uuml;n d\u0131\u015f\u0131ndaki bozuk zihniyetlerin sahiplendikleri ve s&uuml;rd&uuml;rmek istedikleri bu kapitalist k&ouml;le d&uuml;zeninin ise <strong>&#8220;5 mikrobu&#8221;<\/strong> vard\u0131r.<\/span><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">1- Katmerli faiz.<\/span><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">2- Haks\u0131z vergi.<\/span><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">3- Kar\u015f\u0131l\u0131ks\u0131z para basan darphane.<\/span><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">4-Yabanc\u0131 paralar kar\u015f\u0131s\u0131nda T&uuml;rk Liras\u0131&rsquo;n\u0131n de\u011ferini d&uuml;\u015f&uuml;ren Kambiyo sistemi<\/span><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">5- Halktan ucuz faizle toplad\u0131\u011f\u0131 mevduatlar\u0131 bir avu&ccedil; zengine kredi olarak pompalayan bozuk Banka d&uuml;zeni. <\/span><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">Bu be\u015f mikroptan da haliyle \u015fu hastal\u0131klar zuhur etmektedir.<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">1- Devaml\u0131 artan fiyatlar, pahal\u0131l\u0131k, yani enflasyon.<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">2- Yeni yat\u0131r\u0131mlar\u0131n, fabrika ve i\u015f imk&acirc;nlar\u0131n\u0131n a&ccedil;\u0131lamamas\u0131 y&uuml;z&uuml;nden giderek &ccedil;o\u011falan i\u015fsizlik.<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">3- Tekelle\u015fme, banka, fabrika, piyasa, medya (gazete, TV.) gibi t&uuml;m imk&acirc;nlar\u0131n Siyonist s&ouml;m&uuml;r&uuml; merkezlerinin eline ve emrine ge&ccedil;mesi.<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">4- Genel ahlak\u0131n bozulmas\u0131, insani ve \u0130slami de\u011ferlerin yozla\u015fmas\u0131 h\u0131rs\u0131zl\u0131k, huysuzluk ve hay&acirc;s\u0131zl\u0131\u011f\u0131n yayg\u0131nla\u015fmas\u0131 ve namuslar\u0131n soka\u011fa at\u0131lmas\u0131.<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">5- Devlet kurumlar\u0131n\u0131n ve adalet mekanizmas\u0131n\u0131n fel&ccedil; olmas\u0131 sonucu MAFYA&#8217;lar\u0131n ortaya &ccedil;\u0131kmas\u0131 ve toplumun yeralt\u0131 d&uuml;nyas\u0131ndan medet ummas\u0131.<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">6- Ve nihayet anar\u015fik olaylar\u0131n ve sosyal patlamalar\u0131n toplum d&uuml;zenini temelinden sarsmas\u0131 ve b&uuml;t&uuml;n dengelerin y\u0131k\u0131lmas\u0131. <\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">Nas\u0131l ki <em>&#8220;K&ouml;t&uuml;l&uuml;k k&ouml;t&uuml;l&uuml;kleri do\u011furur&#8221;<\/em> ger&ccedil;e\u011fince bir adam i&ccedil;ki i&ccedil;se zamanla kumara da al\u0131\u015ft\u0131r\u0131l\u0131r. Kumar oynayan haliyle evinden uzakla\u015f\u0131p gece hayat\u0131na ba\u015flar&#8230; Gece hayat\u0131 olan birisine helal kazanc\u0131 yetmez&hellip; R&uuml;\u015fvet, h\u0131rs\u0131zl\u0131k ve benzeri yollara bula\u015f\u0131r&#8230; Bunlar\u0131 yapanlar yalana ve harama al\u0131\u015f\u0131r, aile yuvas\u0131 da\u011f\u0131l\u0131r, sa\u011fl\u0131k ve ahlak\u0131 bozulur&#8230; Aynen bunun gibi faizci bir d&uuml;zende, diyelim pe\u015fin para ile bir fabrika 300 milyona &ccedil;\u0131k\u0131yor olsun. Kapitalist kodamanlar\u0131n birisinin elinde bu kadar paras\u0131 olsa da yat\u0131r\u0131p fabrikay\u0131 kurmuyor. Gidip kendi &ouml;zel bankas\u0131ndan veya devlet kasas\u0131ndan y&uuml;ksek oranl\u0131 faizli kredi &ccedil;ekiyor. Niye mi? &Ccedil;&uuml;nk&uuml; s&ouml;m&uuml;r&uuml; sistemi b&ouml;yle kurulmu\u015f&#8230; Faizler masrafa yaz\u0131l\u0131yor, onlar maliyeti artt\u0131r\u0131yor, sonunda da fiyatlara yans\u0131t\u0131l\u0131p halktan &ccedil;\u0131kar\u0131l\u0131yor&#8230; Bu faizli kredilerin de &ccedil;o\u011fu geri &ouml;denmiyor, bat\u0131k kredi olarak yine millete fatura ediliyor. B&ouml;ylece faizli kredi y&uuml;z&uuml;nden 300 milyonluk maliyet 500 milyona f\u0131rl\u0131yor. 50 milyon pe\u015fin vergi, 50 milyon reklam paras\u0131 da masrafa eklenince maliyet 600 milyona &ccedil;\u0131k\u0131yor. \u015eirketin sat\u0131\u015f m&uuml;d&uuml;rlerinin, b&ouml;lge bayilerinin yurt d\u0131\u015f\u0131 turistik gezileri, milyonluk ni\u015fan ve d&uuml;\u011f&uuml;n merasimleri, siyasi partilere verilen se&ccedil;im giderleri de eklenince bu mebla\u011f 700 milyona y&uuml;kseliyor&#8230; Bu maliyet &uuml;zerinden %20 de k&acirc;r eklenince 850 milyona &ccedil;\u0131k\u0131yor. Ana bayiinin, b&ouml;lge bayisinin ve nihayet t&uuml;ccar\u0131n ve sat\u0131\u015f \u015fubelerinin faiz ve k&acirc;r hadleri de &uuml;zerine binince fiyatlar otomatikman as\u0131l maliyetinin on misli art\u0131yor ve 1 milyara y&uuml;kseliyor. Yani faizsiz ve adil bir sistemde 200 liraya mal olacak bir buzdolab\u0131 bu d&uuml;zende evimize 2 bin liraya geliyor. Normalde be\u015f bin liraya &ccedil;\u0131kmas\u0131 gereken bir trakt&ouml;r k&ouml;yl&uuml;m&uuml;ze 50 bin liraya geliyor. Yani bu faizci Masonik holdinglerin faiz fark\u0131n\u0131, vergi ve reklam paras\u0131n\u0131, d&uuml;\u011f&uuml;n ve seyahat masraf\u0131n\u0131 sonunda i\u015f&ccedil;i, k&ouml;yl&uuml;, esnaf ve memur vatanda\u015f &ouml;demek durumunda kal\u0131yor!.. \u0130\u015fte bu nedenle bir t&uuml;rl&uuml; karn\u0131m\u0131z doymuyor, y&uuml;z&uuml;m&uuml;z g&uuml;lm&uuml;yor, &uuml;lkemiz bor&ccedil;tan ve batmaktan kurtulam\u0131yor.<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">\u015eeytan\u0131n s&ouml;m&uuml;r&uuml; hortumu olan faiz yoluyla halk\u0131n al\u0131n teri ve eme\u011fi kapitalist kodamanlar\u0131n kasas\u0131nda toplan\u0131yor. Fabrikalar, bankalar ve piyasalar ellerine ge&ccedil;iyor ve tekelle\u015fiyor. Banka, fabrika ve para ellerinde olunca y&uuml;ksek tirajl\u0131 gazete, dergi ve TV kanallar\u0131 da emirlerine giriyor. B&ouml;yle olunca siyasi partiler de bunlar\u0131n g&uuml;d&uuml;m&uuml;ne giriyor ve &uuml;lkede bir sermaye diktat&ouml;rl&uuml;\u011f&uuml; ba\u015fl\u0131yor. Sonunda &ccedil;a\u011fda\u015f Karunlar &ccedil;a\u011fda\u015f Firavunlara y&ouml;n veriyor. G&ouml;rm&uuml;yor musunuz birka&ccedil; y&uuml;z &uuml;yesi olan T&Uuml;S\u0130AD misali zengin kul&uuml;pler h&uuml;k&uuml;metler y\u0131k\u0131yor, h&uuml;k&uuml;metler kuruyor. Faiz ve vurgun yoluyla s&uuml;per zenginle\u015fen Karunlar, halk\u0131n ve &uuml;lkenin ger&ccedil;ek kalk\u0131nmas\u0131na ve ba\u011f\u0131ms\u0131zl\u0131\u011f\u0131na yarayacak yat\u0131r\u0131mlar yerine, l&uuml;ks t&uuml;ketime ve israf ekonomisine dayanan ve d&uuml;nya Siyonizm&rsquo;inin T&uuml;rkiye \u015fubesi gibi davranan bir yap\u0131ya y&ouml;neliyor. Bir k\u0131s\u0131m mutlu az\u0131nl\u0131k faiz, karaborsa, vurgun ve r&uuml;\u015fvet yoluyla bedavadan kazand\u0131\u011f\u0131 milyarlar\u0131 en ahlaks\u0131z ve ac\u0131mas\u0131z bir tarzda harcamaya ba\u015flarken, ezilen, s&ouml;m&uuml;r&uuml;len ve fakirle\u015fen halk, tembelli\u011fe, bele\u015f&ccedil;ili\u011fe ve hatta bir k\u0131sm\u0131 namus ticaretine ba\u015flamak zorunda kal\u0131yor&#8230; &Uuml;lkede korkun&ccedil; bir ahlak erozyonu ve koku\u015fma ba\u015fl\u0131yor&#8230; Arkas\u0131ndan anar\u015fi ve sosyal patlamalar h\u0131zlan\u0131yor. Devlet y&ouml;netimi perde arkas\u0131nda fiilen mason localar\u0131n\u0131n ve MAFYA babalar\u0131n\u0131n eline ge&ccedil;iyor. &Uuml;lke yar\u0131 s&ouml;m&uuml;rge haline sokuluyor. Halk demokrat k&ouml;leler ve serseri sefiller durumuna getiriliyor.<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">\u0130\u015fte g&ouml;r&uuml;l&uuml;yor ki; <\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">Faiz, i\u015fsizlik ve fakirlik sebebidir.<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">Faiz, sosyal dengesizlik vesilesidir.<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">Faiz, &ccedil;a\u011fda\u015f s&ouml;m&uuml;rgecilik sistemidir.<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">Faiz, ahlaki seviyesizli\u011fi netice vermektedir.<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">Faiz, sonunda zul&uuml;m ve zillete d&ouml;n&uuml;\u015fmektedir.<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">Faiz, maddi ve manevi y&uuml;zlerce hastal\u0131\u011f\u0131n mikrobu (basilidir.)<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">Ve Faiz, Allah ve Peygamberle harp etmektir&#8230;<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">Faizi savunan b&uuml;t&uuml;n partiler, faizci d&uuml;zeni ayakta tutan kesimler ise insanl\u0131\u011fa ve \u0130slam&#8217;a kar\u015f\u0131 en b&uuml;y&uuml;k k&ouml;t&uuml;l&uuml;\u011f&uuml; i\u015flemektedir.<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">&Ouml;zet olarak;<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">1- Faiz, paran\u0131n zamanla artmas\u0131d\u0131r.<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">2- Faiz, enflasyona sebep olmaktad\u0131r.<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">3- Faiz, geli\u015fmeyi durdurmaktad\u0131r.<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">4- Faiz, tekele neden olmaktad\u0131r.<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">5- Faizli sistemde ekonomik denge kurulamayacakt\u0131r.<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">6- Pozitif faiz &ccedil;eli\u015fkidir, ger&ccedil;ekle\u015fmesi imk&acirc;ns\u0131zd\u0131r.<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">7- Faiz ekonomiye geri d&ouml;nemedi\u011finden zararl\u0131d\u0131r.<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">8- Faiz h\u0131zlanarak artmak zorundad\u0131r.<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">9- Fiyat anar\u015fisinden do\u011fan enflasyon, faizli sistemi i\u015flemez hale sokmaktad\u0131r.<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">10- Faiz &ccedil;\u0131kar &ccedil;at\u0131\u015fmas\u0131na dayan\u0131r, sava\u015flar\u0131n ve anar\u015finin kayna\u011f\u0131d\u0131r.<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">Faiz ile k&acirc;r pay\u0131n\u0131n fark\u0131 \u015furadad\u0131r:<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">Faiz, belirli bir miktardaki anaparan\u0131n belirli bir vadede, belirli bir oranda elde etti\u011fi getiri olarak tan\u0131mlanmaktad\u0131r. Yani bor&ccedil; verenin (banka ya da &ouml;zel ki\u015fi) vadeyi ve oran\u0131 belirledi\u011fi, alan\u0131n da kabul etti\u011fi bir uzla\u015fma vard\u0131r. Faizli uygulamalarda her iki taraf, &uuml;zerinde anla\u015f\u0131lan vade geldi\u011finde anaparan\u0131n d\u0131\u015f\u0131nda ne kadar verece\u011fini ya da alaca\u011f\u0131n\u0131 bilmek durumundad\u0131r. Faizsiz &ccedil;al\u0131\u015fma esas\u0131na dayal\u0131 k&acirc;r pay\u0131 ise, taraflarca belirlenen vadeye kadar ticari veya s\u0131nai bir ekonomik faaliyette kullan\u0131lan anaparan\u0131n elde etti\u011fi k&acirc;r\u0131n vadesi geldi\u011finde anla\u015f\u0131lan oranda taraflara da\u011f\u0131t\u0131lan k\u0131sm\u0131d\u0131r. Vade sonunda elde edilen getiri, yani k&acirc;r, %80&#8217;i tasarruf sahibine, %20&#8217;si kuruma olmak &uuml;zere da\u011f\u0131t\u0131l\u0131r. K&acirc;r pay\u0131 esas\u0131na g&ouml;re &ccedil;al\u0131\u015fan sistemde anaparan\u0131n vade geldi\u011finde ne kadar kazand\u0131raca\u011f\u0131 belirli olmamas\u0131 hatta do\u011fal olarak bazen zarar etme ihtimalinin de hesaba kat\u0131lmas\u0131 ve buna haz\u0131r ve raz\u0131 olunmas\u0131 laz\u0131md\u0131r.<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">Da\u011f\u0131tacaklar\u0131 k&acirc;r\u0131n &ouml;nceden a&ccedil;\u0131klanmas\u0131, faize k\u0131l\u0131f uydurulmas\u0131d\u0131r!<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">Yani da\u011f\u0131t\u0131lacak k&acirc;rlar\u0131 &ouml;nceden a&ccedil;\u0131klamak hi&ccedil;bir \u015fekilde m&uuml;mk&uuml;n ve garanti olmamal\u0131d\u0131r. Efendim:<\/span><\/strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\"> <strong><em>&ldquo;Gazetelerde ya da \u015fubelerde ilan edilen k&acirc;r paylar\u0131 ileriye y&ouml;nelik da\u011f\u0131t\u0131lacak k&acirc;rlar\u0131 g&ouml;steren bir tablo de\u011fildir. A&ccedil;\u0131klanan rakamlar bir &ouml;nceki hafta sonu itibariyle vadelere g&ouml;re olu\u015fmu\u015f ve da\u011f\u0131t\u0131lm\u0131\u015f k&acirc;r paylar\u0131n\u0131 g&ouml;stermektedir. M&uuml;\u015fterileri bilgilendirmek amac\u0131yla ilan edilmektedir. \u0130leriye y&ouml;nelik bir taahh&uuml;t de\u011fildir.&rdquo;<\/em><\/strong> <strong>s&ouml;zleri inand\u0131r\u0131c\u0131 olmaktan uzakt\u0131r. &Uuml;stelik mevduata (yat\u0131r\u0131lan anaparaya) g&uuml;vence verilmesi kanunla sa\u011flanm\u0131\u015ft\u0131r: <\/strong>&Ccedil;&uuml;nk&uuml;, 07.11.2006 tarih 26339 say\u0131l\u0131 Resmi Gazete&#8217;de yay\u0131mlanan <strong>&#8220;Sigortaya Tabi Mevduat Ve Kat\u0131l\u0131m Fonlar\u0131 \u0130le Tasarruf Mevduat\u0131 Sigorta Fonunca Tahsil Olunacak Primlere Dair Y&ouml;netmelik&#8221;<\/strong> gere\u011fince mevduata a\u015fa\u011f\u0131da belirtildi\u011fi \u015fekilde g&uuml;vence verilmi\u015f durumdad\u0131r.<\/span><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><em><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">&ldquo;Yurt i&ccedil;i \u015fubelerde ger&ccedil;ek ki\u015filer ad\u0131na a&ccedil;\u0131lm\u0131\u015f olan ve ticari i\u015flemlere konu olmayan T&uuml;rk Liras\u0131, d&ouml;viz ve k\u0131ymetli maden cinsinden mevduatlar\u0131n her bir ger&ccedil;ek ki\u015fi i&ccedil;in 100.000 T&uuml;rk Liras\u0131na kadar olan k\u0131sm\u0131 sigorta kapsam\u0131ndad\u0131r.&rdquo; <\/span><\/em><\/strong><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">\u0130\u015fte bu durumda k&acirc;r-zarar ortakl\u0131\u011f\u0131 esas\u0131 ortadan resmen ve fiilen kald\u0131r\u0131lm\u0131\u015f oldu\u011fundan &#8220;dolayl\u0131 faiz&#8221; olgusu devreye sokulmaktad\u0131r.<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 14pt; font-family: 'Arial', sans-serif;\">Yeni kat\u0131l\u0131m bankalar\u0131 ve s\u0131cak para toplama tela\u015f\u0131!&nbsp;&nbsp; <\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">Yeni kurulan <\/span><\/strong><strong><em><span style=\"font-size: 14pt; font-family: 'Arial', sans-serif;\">Ziraat Kat\u0131l\u0131m ve Vak\u0131f Kat\u0131l\u0131m<\/span><\/em><\/strong><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">&rsquo;\u0131n kurulma amac\u0131; &uuml;lkede banka say\u0131s\u0131 az da art\u0131rmak i&ccedil;in miydi veya <\/span><\/strong><strong><em><span style=\"font-size: 14pt; font-family: 'Arial', sans-serif;\">faizsiz \u0130slami Bankac\u0131l\u0131\u011fa haz\u0131rl\u0131k mahiyetinde<\/span><\/em><\/strong><span style=\"font-size: 14pt; font-family: 'Arial', sans-serif;\"> <\/span><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">miydi? Yoksa &uuml;lkede s\u0131cak para ak\u0131\u015f\u0131 bitmeye ba\u015flad\u0131 da, H&uuml;k&uuml;metinizin yanl\u0131\u015f d\u0131\u015f politikalar\u0131 sonucu ka&ccedil;an paran\u0131n yerine Avrupa&rsquo;daki insanlar\u0131m\u0131z\u0131n, Araplar\u0131n ve M&uuml;sl&uuml;man &uuml;lkelerindeki mevduatlar\u0131n T&uuml;rkiye&rsquo;ye &ccedil;ekilmesi i&ccedil;in miydi? (Katar, Suudi Arabistan, Kuveyt, \u0130ran) AKP te\u015fkilatlar\u0131n\u0131n dilindeki &ldquo;200 milyar USD para g&ouml;nderelim&rdquo; diyen Katar Emiri&rsquo;nin emri mi ger&ccedil;ekle\u015fmi\u015fti? (Digit&uuml;rk neden Katarl\u0131lara sat\u0131l\u0131vermi\u015fti?) &Ccedil;&uuml;nk&uuml;, piyasalar her ge&ccedil;en g&uuml;n daralmakta ve bankalardaki yaz\u0131lan &ccedil;eklerin ve protesto olan senetlerin say\u0131s\u0131 her ge&ccedil;en g&uuml;n artmaktayd\u0131. Ayr\u0131ca tahsile gelen &ccedil;ek ve senet oran\u0131nda ayn\u0131 oranda azalma vard\u0131. Genellikle &ccedil;ekler yaz\u0131lmakta, senetler protesto olmaktayd\u0131. T&uuml;rkiye Bankalar Birli\u011fi Risk Merkezi 2015 sonu verilerine g&ouml;re 2015 y\u0131l\u0131nda sadece bireysel kredi borcundan dolay\u0131 yasal takibe intikal etmi\u015f ki\u015fi say\u0131s\u0131 2014 y\u0131l\u0131na g&ouml;re y&uuml;zde 8 oran\u0131nda artarak, 2015 y\u0131l\u0131nda 725 bin ki\u015fiye ula\u015fm\u0131\u015ft\u0131. Ayr\u0131ca bankalar\u0131n rasyonlar\u0131n\u0131 bozmamak i&ccedil;in hukuka intikal ettirmediklerini de hesaba katarsak 1 milyon ki\u015fi, esnaf, ticari hesap, kurumsal firmalar ve tar\u0131m kredileri hari&ccedil;, sadece bireysel olarak yasal takibe tak\u0131lm\u0131\u015ft\u0131.<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 14pt; font-family: 'Arial', sans-serif;\">S\u0131cak Paran\u0131n anlam\u0131 ve tahribat\u0131:<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">1- &Uuml;reten de\u011fil Pazar &uuml;lke olman\u0131n bir gere\u011fi ve g&ouml;stergesi say\u0131lmaktad\u0131r.<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">2- <\/span><\/strong><strong><span style=\"font-size: 14pt; font-family: 'Arial', sans-serif;\">S\u0131cak Para: <em>Ekonomide reel yat\u0131r\u0131m olarak kullan\u0131lmayan, spek&uuml;lasyon ama&ccedil;l\u0131 girip dola\u015fan parad\u0131r. <\/em><\/span><\/strong><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">Burada Sn. Recep T. Erdo\u011fan&rsquo;\u0131n Mart 2003 tarihinde Ba\u015fbakanl\u0131k g&ouml;revini &uuml;stlendi\u011finde, A\u011fustos 1989&rsquo;dan beri T&uuml;rkiye&rsquo;ye giren k&uuml;m&uuml;latif net s\u0131cak para miktar\u0131n\u0131n sadece 2,1 milyar dolar d&uuml;zeyinde oldu\u011funu hat\u0131rlatmam\u0131z laz\u0131md\u0131r. Ba\u015fka bir deyi\u015fle Sn. Erdo\u011fan&rsquo;\u0131n Ba\u015fbakanl\u0131k yapt\u0131\u011f\u0131 Mart 2003&rsquo;ten Nisan 2013&rsquo;e kadarki 10 y\u0131ll\u0131k d&ouml;nemde T&uuml;rkiye&rsquo;ye net olarak toplam 129,4 milyar dolar s\u0131cak para giri\u015f yapm\u0131\u015ft\u0131r.[1] Oysa &ldquo;para alan emir de al\u0131r&rdquo; ger&ccedil;e\u011fi asla unutulmamal\u0131d\u0131r?<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">3- &Uuml;lkede s\u0131cak para miktar\u0131, &uuml;retimin artmad\u0131\u011f\u0131 bir ekonominin nas\u0131l b&uuml;y&uuml;d&uuml;\u011f&uuml;n&uuml;n anla\u015f\u0131lmas\u0131 a&ccedil;\u0131s\u0131ndan &ouml;nemli bir g&ouml;sterge say\u0131l\u0131r. 15 y\u0131lda \u015f&ouml;yle b&uuml;y&uuml;d&uuml;k, b&ouml;yle b&uuml;y&uuml;d&uuml;k edebiyat\u0131 yap\u0131lmaktad\u0131r. Peki, sormazlar m\u0131, ne &uuml;rettin satt\u0131n da b&uuml;y&uuml;d&uuml;n, yok s\u0131cak para ile bunlar\u0131 yapt\u0131nsa kar\u015f\u0131l\u0131\u011f\u0131nda yabanc\u0131 bankerlere hangi tavizleri sa\u011flad\u0131n?<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">4- S\u0131cak para piyasay\u0131 dola\u015fmayan, para olarak &uuml;lkeye girip faiz toplay\u0131p &ccedil;\u0131kan, kal\u0131c\u0131 &uuml;retim ve yat\u0131r\u0131ma yana\u015fmayan parad\u0131r. Ekonomide d\u0131\u015fa ba\u011f\u0131ml\u0131 olarak suni b&uuml;y&uuml;me olu\u015fmaktad\u0131r, ama aniden tepetaklak olma riski ta\u015f\u0131maktad\u0131r.<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">5- Erbakan Hoca&rsquo;n\u0131n deyimiyle, &ccedil;al\u0131\u015fmadan ve &uuml;retim sa\u011flamadan, sadece babandan har&ccedil;l\u0131k alarak nereye var\u0131lacakt\u0131r? &Ccedil;&uuml;nk&uuml; evde satacak yani &ouml;zelle\u015ftirilecek bir \u015fey kalmad\u0131ysa art\u0131k ekonomi can &ccedil;eki\u015fiyor konuma ta\u015f\u0131nacakt\u0131r.<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><em><span style=\"font-size: 14pt; font-family: 'Arial', sans-serif;\">&ldquo;Ya s\u0131cak para ka&ccedil;arsa?&rdquo;<\/span><\/em><\/strong><span style=\"font-size: 14pt; font-family: 'Arial', sans-serif;\"> <\/span><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">ku\u015fkular\u0131&hellip;<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">T&uuml;rkiye&rsquo;yi krizlere a&ccedil;\u0131k hale getiren s\u0131cak paran\u0131n \u015fu anki b&uuml;y&uuml;kl&uuml;\u011f&uuml;, T&uuml;rkiye ekonomisinin gelece\u011fini &ouml;nemli &ouml;l&ccedil;&uuml;de tehdit eder boyuttad\u0131r. AKP h&uuml;k&uuml;metinin kuruldu\u011fu 2002 y\u0131l\u0131 sonunda bu mebla\u011f 9,1 milyar dolard\u0131, 2006 Eyl&uuml;l ay\u0131 itibar\u0131yla &ldquo;yabanc\u0131 kaynakl\u0131&rdquo; s\u0131cak para stoku 57 milyar dolar\u0131 a\u015fm\u0131\u015ft\u0131.[2] T&uuml;rkiye&#8217;de s\u0131cak para olarak tan\u0131mlanabilecek d&ouml;viz miktar\u0131 2014&rsquo;te 131 milyar dolard\u0131. Bunun 62 milyar dolar\u0131 borsada, hisse senetlerinde, 52 milyar dolar\u0131 Hazine bonolar\u0131nda, 17 milyar dolar\u0131 ise para piyasas\u0131nda dola\u015fmaktayd\u0131.[3] Peki, bu kadar h\u0131zla gelen s\u0131cak para ka&ccedil;arsa ne olacakt\u0131? A&ccedil;\u0131klayal\u0131m: Yap\u0131lan hesaplamalara g&ouml;re 1999 y\u0131l\u0131 sonunda T&uuml;rkiye&rsquo;de toplam s\u0131cak para 28 milyar dolardan, 2000 y\u0131l\u0131nda 19 milyar dolara d&uuml;\u015f&uuml;nce &uuml;lkemiz &ccedil;ok b&uuml;y&uuml;k bir ekonomik kriz ya\u015fam\u0131\u015ft\u0131. 2015 y\u0131l\u0131ndaki T&uuml;rkiye&rsquo;den s\u0131cak para &ccedil;\u0131k\u0131\u015f\u0131-ka&ccedil;\u0131\u015f\u0131 ise 15,4 milyar dolara ula\u015fm\u0131\u015ft\u0131. Bu arada Merkez Bankas\u0131 rezervleri de 11,8 milyar dolar azalm\u0131\u015ft\u0131.[4] Peki, d&uuml;\u015fen 9 milyar dolarda b&ouml;yle kriz olduysa, acaba 140 milyar dolar olan s\u0131cak paran\u0131n yar\u0131s\u0131 &ccedil;\u0131ksa nas\u0131l bir kriz ya\u015fanacakt\u0131? Yoksa siz bunu bildi\u011finizden dolay\u0131 <\/span><\/strong><strong><em><span style=\"font-size: 14pt; font-family: 'Arial', sans-serif;\">tampon tedavi olarak kat\u0131l\u0131m bankas\u0131 a&ccedil;al\u0131m da Avrupa&rsquo;daki insanlar\u0131m\u0131z\u0131n ve Araplar\u0131n paras\u0131n\u0131 alal\u0131m<\/span><\/em><\/strong><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\"> tela\u015f\u0131na m\u0131 kap\u0131ld\u0131n\u0131z?<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">Kat\u0131l\u0131m Bankalar\u0131 bir oyalamacad\u0131r!<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">&Uuml;lkemizdeki bireysel ve kurumsal firmalar\u0131n i&ccedil; tasarruf oranlar\u0131 b&uuml;y&uuml;meyi finanse edecek boyuttan uzakt\u0131r. Maalesef her ge&ccedil;en g&uuml;n Erbakan Hocam\u0131n sa\u011fl\u0131\u011f\u0131nda Star TV&rsquo;de hat\u0131rlatt\u0131\u011f\u0131: <strong><em>&#8220;Ben kara bulutlar\u0131 g&ouml;r&uuml;yorum, finansal bir kriz ya\u015fanacak!&rdquo;<\/em><\/strong> dedi\u011fi g&uuml;nlere giderek yakla\u015f\u0131lmaktad\u0131r. 15 y\u0131ld\u0131r sadece s\u0131cak para ile y&ouml;netilen T&uuml;rkiye art\u0131k finansal krizin pen&ccedil;esine yakalanm\u0131\u015ft\u0131r. Art\u0131k, bankalar\u0131n s\u0131cak para bulmakta zorlanmas\u0131, Merkez Bankas\u0131 rezervlerinin azalmas\u0131 ve art\u0131k &ouml;zelle\u015ftirilip sat\u0131lacak bir \u015fey kalmamas\u0131 b&uuml;y&uuml;k krizlerin ba\u015flang\u0131c\u0131d\u0131r. \u0130\u015fte bu ku\u015fku ve korkularsa: <strong><em>&ldquo;Kim bize s\u0131cak para aktaracak?&rdquo;<\/em><\/strong> tela\u015f\u0131yla Kat\u0131l\u0131m bankalar\u0131na bel ba\u011flanm\u0131\u015ft\u0131r. Oysa &uuml;retim olmadan gelecek s\u0131cak para belki k\u0131sa vadede bir rahatlama olu\u015fturacakt\u0131r, ama &ccedil;\u0131karken 85 milyon vatan evlad\u0131n\u0131n al\u0131n terini ve birikimini de al\u0131p ka&ccedil;acakt\u0131r. &Uuml;stelik gizli \u015fantajlar ve gizli pazarl\u0131klarla, Milli menfaatlerimiz ve gelece\u011fimiz onlara r&uuml;\u015fvet sunulacak ve &uuml;lkemiz ipotek alt\u0131na al\u0131nacakt\u0131r. &Ccedil;&uuml;nk&uuml; b&uuml;nyelerinde faizsiz bankac\u0131l\u0131k birimi kuran bankalar\u0131n tamam\u0131 Rothschild&rsquo;lere ba\u011fl\u0131d\u0131r: Citibank-ABD, Goldman Sachs-ABD, HSBC-\u0130ngiltere, Deutsche Bank-Almanya, Union Bank of Switzerland-\u0130svi&ccedil;re, Amro Bank-Hollanda, Kleinwort Benson, ANZ Grindlays-Avustralya, United Bank of Kuwait ve Arab Banking Corporation. D&uuml;nyan\u0131n en b&uuml;y&uuml;k bankalar\u0131 olan bu kurulu\u015flar\u0131n hepsi, te\u015fkilatlar\u0131nda &lsquo;faizsiz&rsquo; bankac\u0131l\u0131\u011fa yer a&ccedil;m\u0131\u015flard\u0131r.<\/span><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">D&uuml;nyada \u015fu an i&ccedil;in belli iki g&uuml;&ccedil; vard\u0131r: Biri paray\u0131, sistemi elinde tutmaktad\u0131r, di\u011feri ise askeri ve silah\u0131 ile k\u0131talar\u0131, okyanuslar\u0131 ve hatta hava sahalar\u0131n\u0131 kontrol&uuml;ne alm\u0131\u015f bulunmaktad\u0131r. Birinci g&uuml;&ccedil; Rothschildler&rsquo;dir ki, bu aile, hi&ccedil;bir i\u015fini \u015fansa b\u0131rakmamaktad\u0131r. Ta Mayer Amschel Rothschild&#8217;den beri s&uuml;regelen bir gidi\u015fatt\u0131r. D&uuml;nyadaki faizci bankac\u0131l\u0131k sistemini kuran Mayer Amschel Rothschild, &ccedil;ok &ouml;nemli bir karar alm\u0131\u015ft\u0131r. Ba\u015fta Avrupa ve Amerika olmak &uuml;zere d&uuml;nyadaki her bankan\u0131n genel merkezine aileye ba\u011fl\u0131 bir yetkili sokmu\u015flard\u0131r. Bug&uuml;n d&uuml;nyada para transferinde bulunan 1000 bankan\u0131n genel merkezinde de yedekli bir \u015fekilde Rothschild&#8217;e ba\u011fl\u0131 yetkili vard\u0131r. Onun bir sorun ya\u015famas\u0131 halinde, yedekte bekletilen ki\u015fi o g&ouml;reve atan\u0131r. 250 y\u0131ld\u0131r bu sistem de\u011fi\u015fmeden uygulanmaktad\u0131r.<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">George Soros, ailenin en &ouml;nemli para casusu konumundad\u0131r. Ancak Soros kadar &uuml;nl&uuml; olmayan ancak en az onun kadar etkin 40&#8217;\u0131n &uuml;zerinde spek&uuml;lat&ouml;r Rothschild&#8217;e ba\u011fl\u0131d\u0131r. Bu 40 spek&uuml;lat&ouml;r&uuml;n, BM&#8217;ye &uuml;ye olan 193 &uuml;lkede ba\u011flant\u0131lar\u0131 vard\u0131r. O &uuml;lkelerin ekonomik faaliyetlerinde deprem veya art&ccedil;\u0131ya neden olabilecek hamleler yap\u0131lmaktad\u0131r. New York Times, Forbes, Fortune, The Wall Street Journal, The Guardian, The Economist, Financial Times, Bloomberg ve CNBC gibi d&uuml;nya ekonomisine y&ouml;n veren medya ile gerekli ekonomik hamleler gerekti\u011fi \u015fekilde yap\u0131lmaktad\u0131r. Hatta David de Rothschild bir g&uuml;n \u015funlar\u0131 a&ccedil;\u0131klam\u0131\u015ft\u0131r:<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><em><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">&#8220;\u0130ngiltere&#8217;nin ihracat\u0131 veya ithalat\u0131, bizim &uuml;zerimizden yap\u0131lmaktad\u0131r. San\u0131yor musunuz ba\u015fka &uuml;lkelerdeki ihracat veya ithalat bizim kontrol&uuml;m&uuml;z d\u0131\u015f\u0131ndad\u0131r!&rdquo;<\/span><\/em><\/strong><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\"> \u0130\u015fte bunlar Siyonizm&rsquo;in, yani Deccalizm&rsquo;in kararg&acirc;h\u0131d\u0131r. Faizli bankac\u0131l\u0131\u011f\u0131 ve kar\u015f\u0131l\u0131ks\u0131z paray\u0131 (dolar\u0131) \u015eeytani usullerle kulland\u0131klar\u0131 i&ccedil;in siyasi zaferleri de almakta ustala\u015fm\u0131\u015ft\u0131r. Merkezleri Londra&#8217;d\u0131r. Amerika&#8217;da da, &Ccedil;in&#8217;de de vard\u0131r, kollar\u0131 her yere uzanmaktad\u0131r.<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">Bu tespitler, Erbakan Hoca&rsquo;n\u0131n da y\u0131llarca dile getirdi\u011fi ve de\u015fifre etti\u011fi do\u011frulard\u0131. Ancak AKP iktidar\u0131 ve &ouml;zellikle Sn. Erdo\u011fan yalakas\u0131 Erg&uuml;n Diler&rsquo;in: <em>&ldquo;\u0130\u015fte T&uuml;rkiye bu yenilmez ve kar\u015f\u0131 gelinmez g&uuml;c&uuml;n (Yahudi Lobilerinin) g&uuml;d&uuml;m&uuml;ndeki Amerika&rsquo;n\u0131n yan\u0131nda saf tutarsa, yeniden b&uuml;y&uuml;k ve etkin devlet olma f\u0131rsat\u0131n\u0131 yakalayacakt\u0131r&rdquo;<\/em> manas\u0131nda imada bulunmas\u0131, kahramanl\u0131k k\u0131l\u0131fl\u0131 kuklal\u0131k politikalar\u0131na ak\u0131ll\u0131l\u0131k jelatini sarma ama&ccedil;l\u0131yd\u0131. Oysa ger&ccedil;ek kurtulu\u015f ve Yeni Bir D&uuml;nyan\u0131n kurulu\u015f hedefi; Ayet ve Hadislerin haber verdi\u011fi, Erbakan Hoca&rsquo;n\u0131n zafer i&ccedil;in gerekli teknoloji harikalar\u0131n\u0131 &uuml;retti\u011fi, Do\u011fu Akdeniz havzas\u0131ndaki b&uuml;y&uuml;k hesapla\u015fma (Armageddon sava\u015f\u0131n\u0131) T&uuml;rkiye&rsquo;nin kazanmas\u0131n\u0131n ard\u0131ndan uygulanacak AD\u0130L D&Uuml;ZEN programlar\u0131yla m&uuml;mk&uuml;n olacakt\u0131r ve olduk&ccedil;a yak\u0131nd\u0131r.<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 14pt; font-family: 'Arial', sans-serif;\">Bug&uuml;nk&uuml; s&ouml;m&uuml;r&uuml; bankac\u0131l\u0131\u011f\u0131 konusunda ve faizi me\u015frula\u015ft\u0131rma hususunda pek &ccedil;ok as\u0131ls\u0131z g&ouml;r&uuml;\u015fler ortaya at\u0131lm\u0131\u015ft\u0131r.<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">1. <em>&ldquo;Faiz sermayenin kiras\u0131d\u0131r&rdquo;<\/em> yanl\u0131\u015fl\u0131\u011f\u0131!<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">Bu g&ouml;r&uuml;\u015f; <strong><em>&#8220;Faizi sermayenin kiras\u0131 olarak de\u011ferlendirmek ile sermayenin k&acirc;r\u0131 veya &uuml;creti olarak de\u011ferlendirmek aras\u0131nda ne fark vard\u0131r?&#8221; diye sormaktad\u0131r. \u0130slam kaynaklar\u0131nda ise bu fark g&ouml;zetilmi\u015f, ilk a\u011f\u0131zdan, birbirinin ayn\u0131 olmad\u0131\u011f\u0131 vurgulanm\u0131\u015ft\u0131r.&rdquo;<\/em><\/strong> <\/span><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><em><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">&ldquo;Onlar, hidayete kar\u015f\u0131l\u0131k sap\u0131kl\u0131\u011f\u0131, ba\u011f\u0131\u015flanmaya kar\u015f\u0131l\u0131k azab\u0131 sat\u0131n alm\u0131\u015flard\u0131r. (Bu gafiller acaba) Ate\u015fe kar\u015f\u0131 ne kadar dayan\u0131kl\u0131d\u0131r? (Bu ne \u015fa\u015fk\u0131nl\u0131k ve sapk\u0131nl\u0131kt\u0131r.) <\/span><\/em><\/strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">(Bakara: 175)<\/span><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">Oysa;<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">Kiraya verilen bir &uuml;retim arac\u0131ndan elde edilen kiran\u0131n me\u015fru olmas\u0131n\u0131n sebebi, bu arac\u0131n kirac\u0131n\u0131n elinde y\u0131pranarak eskimesi sonucu onda mevcut olan birikmi\u015f eme\u011fin t&uuml;ketilmi\u015f olmas\u0131d\u0131r. \u0130\u015fte kira, &uuml;retim arac\u0131nda mevcut olan birikmi\u015f emekten t&uuml;ketilen k\u0131sm\u0131n kar\u015f\u0131l\u0131\u011f\u0131 oldu\u011fu i&ccedil;in me\u015frudur. Bu birikmi\u015f emek ticarette de s&ouml;z konusudur. &Ccedil;&uuml;nk&uuml; ki\u015fi sataca\u011f\u0131 mal i&ccedil;in emek, sermaye ortaya koymakta, risk almaktad\u0131r. Faizin gayri me\u015fru olmas\u0131na gelince, bor&ccedil; verilen para, vadenin bitiminde, ayn\u0131 miktarda iade edildi\u011fine g&ouml;re, onda birikmi\u015f emek, y\u0131pran\u0131p eskimedi\u011fi i&ccedil;in t&uuml;ketilmemi\u015ftir. Ancak belki piyasa de\u011ferinde bir de\u011fi\u015fme olmu\u015ftur. Mademki bor&ccedil; al\u0131nan paradaki birikmi\u015f emek t&uuml;ketilmemi\u015ftir, o halde, anaparan\u0131n &uuml;zerinde talep edilen fazlal\u0131\u011f\u0131n emek cinsinden bir kar\u015f\u0131l\u0131\u011f\u0131 olmamas\u0131 sebebiyle bu fazlal\u0131k (faiz) gayri me\u015fru olmaktad\u0131r.<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">Ayr\u0131ca; K&acirc;r de\u011fi\u015fken, faiz sabittir. K&acirc;r pay\u0131, sat\u0131lan mal\u0131n maliyeti ile rayi&ccedil; fiyat &ccedil;izgisi etraf\u0131nda d&ouml;nmekte, faiz ise tayin edilen miktar\u0131n ekseni &ccedil;evresinde sabit kalmaktad\u0131r. Dolay\u0131s\u0131yla sat\u0131lan mal\u0131n maliyeti, rayi&ccedil; fiyat\u0131n\u0131n alt\u0131nda olursa k&acirc;r pay\u0131ndan s&ouml;z edilebilir. \u015eayet sat\u0131lan mal\u0131n maliyeti rayi&ccedil; fiyat\u0131na e\u015fit veya onun &uuml;zerinde ise k&acirc;r pay\u0131 s\u0131f\u0131r veya s\u0131f\u0131r\u0131n alt\u0131nda olur. Mesela, 100 liraya al\u0131nan bir araba, 110 liraya sat\u0131ld\u0131\u011f\u0131nda k&acirc;r pay\u0131 10 lirad\u0131r. \u015eayet 90 liraya sat\u0131lsa k&acirc;r pay\u0131 s\u0131f\u0131r\u0131n alt\u0131na d&uuml;\u015fm&uuml;\u015f demektir. Faiz ise hi&ccedil;bir zaman anaparan\u0131n alt\u0131na d&uuml;\u015fmez. &Ccedil;&uuml;nk&uuml; faiz, paran\u0131n resmi de\u011ferine g&ouml;re de\u011fil, sat\u0131lan zaman\u0131n boyutuna g&ouml;re s&ouml;zle\u015fme ile takdir ve tespit edilir. Zaman &ccedil;izgisi uzun olursa faiz fazla, k\u0131sa olursa az takdir edilir. Yani k&acirc;r mal\u0131n ekonomik maliyetine, tabii piyasa fiyat\u0131na t&acirc;bi olarak de\u011fi\u015fiklik g&ouml;sterirken faiz, yap\u0131lan s&ouml;zle\u015fme veya kanun ile tespit edilmi\u015f muayyen noktada sabit ve dondurulmu\u015f bir durumdad\u0131r.<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">2. <em>&ldquo;Zaruret halinde faiz al\u0131nabilir&rdquo;<\/em> iddias\u0131 ve istismar\u0131.<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><em><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">&ldquo;Bu zamanda \u0130slam &uuml;lkelerindeki \u0130ktisadi hayat bankalara dayand\u0131r\u0131lmaktad\u0131r. Bankalar ise faiz &uuml;zerine kurulmu\u015flard\u0131r. &Uuml;stelik bankalar\u0131n i\u015fletti\u011fi faizde iktisadi bir gaye vard\u0131r. Bankalarda biriken bu paralar kendisinden istifade edilmeyen durgun su gibi hazinelerde sakl\u0131 kalmaktad\u0131r. Bu paralar at\u0131l kalmaktansa, bunlardan istifade edilmesi daha yararl\u0131d\u0131r.&rdquo;<\/span><\/em><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">Oysa; <\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">Evet, baz\u0131 mazeret ve mecburiyetler alt\u0131nda, ge&ccedil;ici ve c&uuml;z&rsquo;i olarak bir tak\u0131m cevaz ruhsatlar\u0131 vard\u0131r. Ancak b&ouml;yle durumlarda m&uuml;&rsquo;minlerin g&ouml;revi bu mazeretleri ortadan kald\u0131rmak ve Faizsiz D&uuml;zen&rsquo;i kurmaya &ccedil;al\u0131\u015fmakt\u0131r. Yoksa bu bahane ile rahatl\u0131kla faizci d&uuml;zene uyum sa\u011flama m&uuml;&rsquo;min fertleri ve cemiyetleri uyu\u015fturup yozla\u015ft\u0131racakt\u0131r.<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">3. <em>&#8220;Faiz ba\u015fka, riba ba\u015fkad\u0131r&rdquo;<\/em> safsatas\u0131<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><em><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">&ldquo;Faiz&ndash;riba (kat kat faiz-tefecilik) ayr\u0131m\u0131na gidenler, genellikle enflasyonist ortamlarda enflasyon oran\u0131n\u0131 dikkate almakta, hatta onu \u015fer&rsquo;i mazeret saymaktad\u0131r. Kredi i\u015flemlerinde, bor&ccedil;lunun alacakl\u0131ya &ouml;dedi\u011fi reel pozitif faiz, riba kapsam\u0131ndad\u0131r. Reel pozitif faiz seviyesinde olmayan nominal faizler riba kapsam\u0131n\u0131n d\u0131\u015f\u0131ndad\u0131r. Dolay\u0131s\u0131yla enflasyonist ortamda yap\u0131lan bor&ccedil;lanmalarda, enflasyon oran\u0131n\u0131n alt\u0131nda kalan nominal faiz, reel manada bir fazlal\u0131k olmad\u0131\u011f\u0131ndan, riba&ndash;faiz olmayacakt\u0131r. \u0130slam&rsquo;da kat kat faizden bahsedildi\u011fi i&ccedil;in y&uuml;ksek faizin de\u011fil, ama d&uuml;\u015f&uuml;k faizin al\u0131nabilece\u011fi a&ccedil;\u0131kt\u0131r&rdquo;<\/span><\/em><\/strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\"> iddialar\u0131 da \u0130slam&rsquo;a ayk\u0131r\u0131d\u0131r.<\/span><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">Oysa; <\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">&Ouml;nceden belirlendi\u011fi, sabit oldu\u011fu ve risk i&ccedil;ermedi\u011fi i&ccedil;in faiz-riba ay\u0131r\u0131m\u0131n\u0131n aralar\u0131nda hi&ccedil;bir fark yoktur. Oran &ouml;nceden belirlenmedi\u011fi zaman paran\u0131n de\u011ferini koruyabilmek i&ccedil;in enflasyon miktar\u0131nca geri &ouml;deme faize girmeyebilir yakla\u015f\u0131m\u0131nda bir do\u011fruluk pay\u0131 bulunsa da, M&uuml;sl&uuml;man toplumu faize bula\u015ft\u0131rma ve al\u0131\u015ft\u0131rma yorumlar\u0131 olduk&ccedil;a sakatt\u0131r.<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">4. <em>&ldquo;Faizin yasaklanmas\u0131ndaki as\u0131l hikmet, fakirlerin ezilmesini &ouml;nlemektir&rdquo;<\/em> fetvas\u0131 <\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><em><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">&ldquo;Ticari kurumlar, bankalar fakir de\u011fillerdir; onlar k&acirc;r etmek i&ccedil;in m&uuml;\u015fteriden ald\u0131klar\u0131 paray\u0131 ba\u015fkalar\u0131na kredi olarak satarlar. B&ouml;yle k&acirc;r ama&ccedil;l\u0131 kurumlardan, ki\u015finin hi&ccedil; de\u011filse yat\u0131rd\u0131\u011f\u0131 paran\u0131n de\u011fer a\u015f\u0131m\u0131 kadar bir fazlay\u0131 ve biraz da k&acirc;r almas\u0131, faiz de\u011fildir. &Ccedil;&uuml;nk&uuml; Kur&rsquo;an&rsquo;\u0131n rib&acirc;y\u0131 yasaklamaktaki amac\u0131, zenginlere yat\u0131r\u0131m i&ccedil;in verilen krediden getiri almay\u0131 &ouml;nleyip onlar\u0131n iyice ceplerini doldurmalar\u0131n\u0131 sa\u011flamak, onlardan yana tav\u0131r almak de\u011fil, yoksullar\u0131n ezilmesini &ouml;nlemektir&rdquo; <\/span><\/em><\/strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">yakla\u015f\u0131m\u0131 da tutars\u0131zd\u0131r.<\/span><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">Oysa; <\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">Faizin her t&uuml;rl&uuml;s&uuml; haramd\u0131r. Peygamberimiz d&ouml;neminde zenginler de ticaret yapabilmek i&ccedil;in faiz al\u0131yordu, ama buna m&uuml;saade edilmiyordu.<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">5. <em>&#8220;T&uuml;ketim kredileri i&ccedil;in de\u011fil, yat\u0131r\u0131m kredileri i&ccedil;in faiz alman\u0131n sak\u0131ncas\u0131 yoktur&#8221;<\/em> yakla\u015f\u0131m\u0131<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">Oysa;<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">Faize me\u015fruiyet kazand\u0131rmak i&ccedil;in yat\u0131r\u0131m veya t&uuml;ketim kredisi ayr\u0131m\u0131na gitmek, kapitalist anlay\u0131\u015f\u0131n etkisinde kalmak anlam\u0131 ta\u015f\u0131maktad\u0131r. B&ouml;yle bir ayr\u0131ma gitmek yerine, &uuml;retim kredisi, bor&ccedil; ayr\u0131m\u0131 yapmak daha isabetli g&ouml;r&uuml;nmektedir. Bu ayr\u0131m\u0131n anlam\u0131, \u015firketle\u015fme \u015feklindeki k&acirc;r ortakl\u0131\u011f\u0131na ve zor durumda olan kimseye bor&ccedil; vermeyi birbirinden ay\u0131rt etmeye i\u015faret etmektir. Sermaye sahibini koruma amac\u0131yla, ona faiz tahakkuk ettirmek yerine, k&acirc;ra ortak olma anlay\u0131\u015f\u0131n\u0131n canland\u0131r\u0131lmas\u0131 toplumsal yap\u0131m\u0131za uygunluk arz etmektedir.<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">6. <em>&#8220;G&uuml;n&uuml;n ekonomik \u015fartlar\u0131n\u0131 d&uuml;\u015f&uuml;nmeden hemen haram damgas\u0131n\u0131 yap\u0131\u015ft\u0131rmak \u0130slam&#8217;\u0131n ruhuna ayk\u0131r\u0131d\u0131r. Bu nedenle paran\u0131n de\u011fer kayb\u0131n\u0131 korumak da &ouml;nem ta\u015f\u0131maktad\u0131r&#8221;<\/em> anlay\u0131\u015f\u0131 da sakatt\u0131r.<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">Oysa;<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">G&uuml;n&uuml;n ekonomik \u015fartlar\u0131n\u0131 kapitalizm uyarlamaktad\u0131r. Kapitalizmin dini ve ahlak\u0131 bulunmamaktad\u0131r. Bu sistem ba\u015fkalar\u0131n\u0131n eti, can\u0131, kan\u0131, eme\u011fi, ma\u011fduriyeti, s&ouml;m&uuml;r&uuml;lmesi pahas\u0131na para kazanmaya, b&uuml;y&uuml;meye, kapital sahiplerinin zenginle\u015fmesine ayarl\u0131d\u0131r. \u0130slam g&uuml;n&uuml;n \u015fartlar\u0131na uymaz, g&uuml;n&uuml;n \u015fartlar\u0131 \u0130slam&rsquo;a uydurulmak zorundad\u0131r. Nitekim Mekke&rsquo;de \u0130slami d&ouml;n&uuml;\u015f&uuml;m de b&ouml;yle olmu\u015ftur. G&uuml;n&uuml;n \u015fartlar\u0131nda at\u0131l para de\u011fer kaybediyor ve paras\u0131n\u0131 yast\u0131k alt\u0131nda tutanlar zarar ediyorsa bunu &ouml;nlemenin me\u015fru yollar\u0131 vard\u0131r.<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 14pt; font-family: 'Arial', sans-serif;\">Di\u011fer dinlerde de faiz haramd\u0131r<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 14pt; font-family: 'Arial', sans-serif;\">Yahudilikte faiz:<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">Semavi dinlerden birisi olan Yahudilikte faiz, gerek Hz. Musa, gerekse kutsal kitaplar\u0131 Tevrat taraf\u0131ndan yasaklanm\u0131\u015ft\u0131r. Tevrat&rsquo;\u0131n:<\/span><\/strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\"> <strong><em>&ldquo;Halk\u0131ma, aran\u0131zda ya\u015fayan bir yoksula, &ouml;d&uuml;n&ccedil; para verirseniz ona tefeci gibi davranmayacaks\u0131n\u0131z.&rdquo;<\/em><\/strong> (&Ccedil;\u0131k\u0131\u015f, 22\/25), <\/span><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><em><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">&ldquo;Bir karde\u015fin yoksulla\u015f\u0131r, muhta&ccedil; duruma d&uuml;\u015ferse ona yard\u0131m etmelisin desteklemelisin. Aran\u0131zda ya\u015fayan bir yerli veya konuk gibi ya\u015fayacakt\u0131r. Ondan faiz ve k&acirc;r alma. Tanr\u0131dan kork ki, karde\u015fin yak\u0131n\u0131nda ya\u015fam\u0131n\u0131 s&uuml;rd&uuml;rebilsin. Ona faizli para vermeyeceksin. &Ouml;d&uuml;n&ccedil; verdi\u011fin yiyeceklerden k&acirc;r almayacaks\u0131n.&rdquo;<\/span><\/em><\/strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\"> (Levililer, 25\/35, 36,37) gibi &ccedil;e\u015fitli b&ouml;l&uuml;mlerinde de bunu g&ouml;rmemiz m&uuml;mk&uuml;nd&uuml;r. <\/span><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><em><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">&ldquo;Para veya faizli olarak verilen herhangi bir \u015feyle karde\u015fine bor&ccedil; vermeyeceksin.&rdquo; &ldquo;Yabanc\u0131lar i&ccedil;in faizle bor&ccedil; verebilirsin. Lakin karde\u015fine faizle bor&ccedil; veremezsin.&rdquo;<\/span><\/em><\/strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\"> (Tensiye, 23\/19,20).<\/span><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 14pt; font-family: 'Arial', sans-serif;\">H\u0131ristiyanl\u0131kta faiz:<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">\u0130ncil&rsquo;de, Tevrat&rsquo;ta oldu\u011fu kadar faizle ilgili a&ccedil;\u0131k h&uuml;k&uuml;mler bulunmamakla birlikte, ho\u015f kar\u015f\u0131lanmad\u0131\u011f\u0131na dair baz\u0131 ayet ve c&uuml;mlelere rastlanmaktad\u0131r. Bunlardan baz\u0131lar\u0131 \u015f&ouml;yledir:<\/span><\/strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\"> <strong><em>&ldquo;Senden dileyene ver, senden &ouml;d&uuml;n&ccedil; isteyenden y&uuml;z &ccedil;evirme.&rdquo; <\/em><\/strong>(\u0130ncil, Matta 5\/42) <\/span><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><em><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">&ldquo;\u0130mdi insanlar\u0131n size her ne yapmalar\u0131n\u0131 istiyorsan\u0131z, siz de onlara &ouml;yle davran\u0131n. &Ccedil;&uuml;nk&uuml; \u015feriat budur, peygamberler de bunu istemektedir.&rdquo;<\/span><\/em><\/strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\"> (Matta 7\/7)<\/span><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><em><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">&ldquo;Kemerlerinize ne alt\u0131n, ne g&uuml;m&uuml;\u015f, ne de bak\u0131r koyun.&rdquo;<\/span><\/em><\/strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\"> (Matta 10\/9) <\/span><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><em><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">&ldquo;Siz yaln\u0131z onlardan bir iyilik beklemek i&ccedil;in yard\u0131m ederseniz, bunun i&ccedil;in ne te\u015fekk&uuml;r beklenir? Ayn\u0131 \u015feyi g&uuml;nahk&acirc;rlar da yaparlar. Birilerine ondan kar\u015f\u0131l\u0131k ummak i&ccedil;in bor&ccedil; verirseniz, bunun i&ccedil;in hangi te\u015fekk&uuml;r beklenir? G&uuml;nahk&acirc;rlar da bir kar\u015f\u0131l\u0131k almak i&ccedil;in birbirlerine bir \u015fey verirler. D&uuml;\u015fmanlar\u0131n\u0131z\u0131 daha &ccedil;ok seviniz, hi&ccedil;bir \u015fey kar\u015f\u0131l\u0131k beklemeden onlara &ouml;d&uuml;n&ccedil; veriniz. B&ouml;ylece &ouml;d&uuml;l&uuml;n&uuml;z b&uuml;y&uuml;k olsun. Y&uuml;celerin y&uuml;cesinin &ccedil;ocuklar\u0131 olursunuz. &Ccedil;&uuml;nk&uuml; o, nank&ouml;rlere ve k&ouml;t&uuml;lere nimet vericidir.&rdquo;<\/span><\/em><\/strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\"> (Luka 6\/33, 34, 35).<\/span><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">Faizin haraml\u0131\u011f\u0131 \u0130ncil&rsquo;de a&ccedil;\u0131k&ccedil;a belirtilmese de, di\u011fer kurumlarda a&ccedil;\u0131k&ccedil;a belirtilmi\u015ftir. Bunlardan biri ve en eskilerinden olan \u0130znik Konsili&rsquo;nin 325&rsquo;te faizi yasaklad\u0131\u011f\u0131 bilinmektedir.<\/span><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 14pt; font-family: 'Arial', sans-serif;\">\u0130slam&rsquo;da faizin tedricen yasaklanmas\u0131:<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">\u0130sl&acirc;m&rsquo;\u0131n faiz yasa\u011f\u0131nda g&ouml;r&uuml;len tedricili\u011fi \u015fu \u015fekilde ya\u015fanm\u0131\u015ft\u0131r:<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">1) Mi&rsquo;rac hadisinde faiz yiyenlerin k\u0131nanmas\u0131:<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">Ebu Hureyre (r.a)&rsquo;den Hz. Peygamber (SAV)&rsquo;in \u015f&ouml;yle dedi\u011fi nakledilmi\u015ftir: <strong><em>&ldquo;Mirac gecesi, kar\u0131nlar\u0131 evler gibi (b&uuml;y&uuml;k) olan bir toplulu\u011fun yan\u0131na geldim. Onlar\u0131n kar\u0131nlar\u0131nda d\u0131\u015far\u0131dan g&ouml;r&uuml;len y\u0131lanlar vard\u0131. Cebrail (a.s)&rsquo;e, bunlar\u0131n kimler oldu\u011funu sordu\u011fumda; &ldquo;faiz yiyenlerdir&rdquo; cevab\u0131n\u0131 verdi.&rdquo;<\/em><\/strong> (\u0130bn Mace, Ticarat,58) Mirac olay\u0131 621 miladi y\u0131llar\u0131nda Mekke&rsquo;de vuku buldu\u011funa g&ouml;re, faizin ileride yasaklanabilece\u011fine daha o g&uuml;nden i\u015faret edilmi\u015f olmaktad\u0131r.<\/span><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">2) Faizin mal\u0131 artt\u0131rmayaca\u011f\u0131n\u0131n uyar\u0131lmas\u0131<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">Faizle ilgili olarak nazil olan ilk ayette \u015f&ouml;yle buyrulur: <strong><em>&ldquo;\u0130nsanlar\u0131n mallar\u0131nda art\u0131\u015f olsun diye (banka \u015fubelerinden ve tefecilerden kredi al\u0131p) verdi\u011finiz faiz Allah kat\u0131nda artmaz (ve hi&ccedil;bir bereketi olmaz). Ama Allah&rsquo;\u0131n r\u0131zas\u0131n\u0131 dileyerek verdi\u011finiz zek&acirc;ta gelince, (i\u015fte bunu yapanlar gelirlerini) kat kat art\u0131ranlard\u0131r.&#8221;<\/em><\/strong> (Rum: 39) Bu ayet, Mekke&rsquo;de inmi\u015ftir. Ayette ribay\u0131 yasaklayan bir h&uuml;k&uuml;m bulunmamakla birlikte, riban\u0131n sevap kazand\u0131ran bir amel olmad\u0131\u011f\u0131na ve onda Cenab-\u0131 Hakk&rsquo;\u0131n bu\u011fzunun bulundu\u011funa i\u015faret vard\u0131r.<\/span><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">3) &Ouml;nceki \u015feriatlarda faiz yasa\u011f\u0131 bulundu\u011funun hat\u0131rlat\u0131lmas\u0131<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">Kur&rsquo;an-\u0131 Kerim&rsquo;de daha &ouml;nceki dinlerde de faizin yasak k\u0131l\u0131nd\u0131\u011f\u0131 haber verilmi\u015ftir. Yahudilere yap\u0131lan faiz yasa\u011f\u0131ndan \u015f&ouml;yle s&ouml;z edilir: <strong><em>&ldquo;Yahudilerin yapt\u0131klar\u0131 zul&uuml;mden, &ccedil;ok kimseyi Allah yolundan &ccedil;evirmelerinden, men edildikleri halde faiz almalar\u0131ndan ve haks\u0131z yere insanlar\u0131n mallar\u0131n\u0131 yemelerinden dolay\u0131 kendilerine helal k\u0131l\u0131nm\u0131\u015f temiz ve ho\u015f \u015feyleri onlara yasaklad\u0131k. \u0130&ccedil;lerinden ink&acirc;r edenlere de ac\u0131 bir azap haz\u0131rlad\u0131k.&rdquo;<\/em><\/strong> (Nisa: 160,161) Bu ayet Medine-i M&uuml;nevvere&rsquo;de inmi\u015ftir. Burada m&uuml;&rsquo;minler faize kar\u015f\u0131 dolayl\u0131 yoldan uyar\u0131lm\u0131\u015ft\u0131r. &Ccedil;&uuml;nk&uuml; Yahudilerin yasa\u011fa ra\u011fmen faiz almalar\u0131 k&ouml;t&uuml;lenmi\u015ftir.<\/span><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">Toplumda g&ouml;r&uuml;len haks\u0131z kazan&ccedil;lara engel olmaya &ccedil;al\u0131\u015fan \u015euayb peygambere kavminin verdi\u011fi \u015fu cevapta da ayn\u0131 anlam sezilir: <strong><em>&ldquo;Ey \u015euayb, dediler, senin namaz\u0131n m\u0131 sana, babalar\u0131m\u0131z\u0131n tapt\u0131\u011f\u0131 \u015feylerden veya mallar\u0131m\u0131z &uuml;zerinde diledi\u011fimizi yapmaktan vazge&ccedil;memizi emrediyor. Oysa sen yumu\u015fak huylu, ak\u0131ll\u0131 (bir insan)s\u0131n.&rdquo;<\/em><\/strong> (Hud: 87)<\/span><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">4) Katlanm\u0131\u015f Faizin Yasaklanmas\u0131:<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">Vade sonlar\u0131nda anaparaya eklenen faize &ldquo;basit faiz&rdquo; anapara ve faiz toplam\u0131na yeniden faiz eklenmesine ise &ldquo;m&uuml;rekkep (bile\u015fik)&rdquo; veya &ldquo;katlanm\u0131\u015f faiz&rdquo; denir. Cahiliye toplumunda ve \u0130sl&acirc;m&rsquo;\u0131n ilk d&ouml;nemlerinde bor&ccedil;luyu alt\u0131ndan kalkamayaca\u011f\u0131 y&uuml;k alt\u0131na sokan bu sonuncu riba &ccedil;e\u015fidi oldu\u011fu i&ccedil;in &ouml;nce bu yasaklanm\u0131\u015ft\u0131r. Ayette \u015f&ouml;yle buyrulmaktad\u0131r:<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><em><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">&ldquo;Ey iman edenler! Ribay\u0131 &ouml;yle kat kat artt\u0131r\u0131lm\u0131\u015f olarak yemeyin.&rdquo;<\/span><\/em><\/strong><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\"> (Al-i \u0130mran: 130) Bu ayet Medine&rsquo;de inmi\u015ftir. Buradaki &ldquo;kat kat artt\u0131r\u0131lm\u0131\u015f olarak&#8230;&rdquo; ifadesi bir kay\u0131t veya \u015fart olmay\u0131p, cahiliye devrinde uygulanan fahi\u015f riba olay\u0131na dikkati &ccedil;ekmek i&ccedil;in kullan\u0131lm\u0131\u015ft\u0131r.<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">5) Kesin faiz yasa\u011f\u0131n\u0131n konulmas\u0131:<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">Faiz yasa\u011f\u0131 Kitap, S&uuml;nnet ve \u0130cma delilleri ile sabittir. Haraml\u0131k h&uuml;km&uuml; Hicret&#8217;in sekizinci veya dokuzuncu y\u0131l\u0131nda gelmi\u015ftir. <\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><em><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">&#8220;(Farkl\u0131 isim ve sistem alt\u0131nda &ccedil;e\u015fitli \u015fekillerde) Faiz (riba) yiyenler, (ve faiz ekonomisini y&uuml;r&uuml;tenler k\u0131yamet g&uuml;n&uuml;) ancak \u015eeytan &ccedil;arpm\u0131\u015f olan\u0131n kalk\u0131\u015f\u0131 gibi, (Allah&#8217;\u0131n kahr\u0131na u\u011fram\u0131\u015f) olmaktan ba\u015fka (bir tarzda) kalkmayacakt\u0131r. Bu, onlar\u0131n: &#8220;al\u0131m-sat\u0131m da ancak faiz gibidir&#8221; demelerinden (ve faizi helal g&ouml;rmelerinden ve faize fetva &uuml;retmelerinden) dolay\u0131d\u0131r. Oysa Allah, al\u0131\u015fveri\u015fi helal, faizi haram k\u0131lm\u0131\u015ft\u0131r. Kime Rabbinden bir &ouml;\u011f&uuml;t gelir de (faize) bir son verirse, art\u0131k ge&ccedil;mi\u015fi kendisine, i\u015fi de Allah&#8217;a aittir. Kim (faize) geri d&ouml;nerse, art\u0131k onlar ate\u015fin halk\u0131d\u0131r, orada s&uuml;rekli kalacaklard\u0131r.&#8221;<\/span><\/em><\/strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\"> (Bakara: 275)<\/span><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><em><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">&#8220;Ey iman edenler, Allah&#8217;tan sak\u0131n\u0131n ve e\u011fer (ger&ccedil;ekten) inanm\u0131\u015fsan\u0131z, faizden artakalan\u0131 b\u0131rak\u0131n (faizci d&uuml;zenden uzakla\u015f\u0131p sak\u0131n\u0131n).&#8221;<\/span><\/em><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><em><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">&#8220;\u015eayet b&ouml;yle yapmazsan\u0131z, (yani faizi ve faizci d&uuml;zenleri b\u0131rakmazsan\u0131z) Allah&#8217;a ve Resul&uuml;ne kar\u015f\u0131 sava\u015f a&ccedil;t\u0131\u011f\u0131n\u0131z\u0131 (Adil devlet ve h&uuml;k&uuml;met d&uuml;zeninin temellerini y\u0131kt\u0131\u011f\u0131n\u0131z\u0131) bilin (ve ona g&ouml;re davran\u0131n). E\u011fer tevbe ederseniz, art\u0131k sermayeleriniz sizindir. (B&ouml;ylece) Ne zulmetmi\u015f olursunuz, ne zulme u\u011frat\u0131lm\u0131\u015f olursunuz. (M&uuml;&#8217;minler faizsiz d&uuml;zene ge&ccedil;mek i&ccedil;in &ccedil;al\u0131\u015fmal\u0131d\u0131r.)&#8221;<\/span><\/em><\/strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\"> (Bakara: 278, 279)<\/span><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><strong><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\">Mekke ve Taif&rsquo;in fethi 8. Hicret y\u0131l\u0131nda Veda Hacc\u0131 ise 10. Hicret y\u0131l\u0131nda ger&ccedil;ekle\u015fmi\u015ftir. Riba yasa\u011f\u0131 da bu tarihlerde gelmi\u015f ve Hz. Peygamber (SAV) bundan 81 g&uuml;n sonra vefat etmi\u015ftir. Ancak bu s&uuml;re i&ccedil;inde art\u0131k helal veya haram h&uuml;k&uuml;m bildiren bir ayet inmemi\u015ftir. Riba h&uuml;k&uuml;mlerinin Hz. Peygamber&rsquo;in vefat\u0131na yak\u0131n bir zamanda gelmesi, al\u0131\u015f\u0131lagelmi\u015f ve yerle\u015fmi\u015f k&ouml;t&uuml;l&uuml;klerin tedrici bir s&uuml;re&ccedil;le kald\u0131r\u0131lmas\u0131 ve &ouml;nce buna uygun \u015fartlar\u0131n haz\u0131rlanmas\u0131 gere\u011fine de uygun d&uuml;\u015fmektedir.<\/span><\/strong><\/p>\n<p style=\"margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: 16pt;\"><span style=\"font-size: 12pt; font-family: 'Arial', sans-serif;\"><\/span><\/p>\n<p>&nbsp;<\/p>\n<hr style=\"text-align: left;\" size=\"1\" width=\"33%\" \/>\n<p style=\"margin-bottom: 0.0001pt; line-height: normal;\"><a href=\"#ftnref1\" id=\"ftn1\" style=\"vertical-align: super;\">[1]<\/a> <span style=\"font-size: 10pt; font-family: 'Arial', sans-serif;\">http:\/\/kibritcioglu.com\/iktisat\/blog\/?p=3649<\/span><\/p>\n<p style=\"margin-bottom: 0.0001pt; line-height: normal;\"><a href=\"#ftnref2\" id=\"ftn2\" style=\"vertical-align: super;\">[2]<\/a> <span style=\"font-size: 10pt; font-family: 'Arial', sans-serif;\">http:\/\/www.atonet.org.tr\/yeni\/index.php?p=793<\/span><\/p>\n<p><a href=\"#ftnref3\" id=\"ftn3\" style=\"vertical-align: super;\">[3]<\/a> <span style=\"font-family: 'Arial', sans-serif;\">http:\/\/www.dunya.com\/turkiyede-sicak-para<\/span><\/p>\n<p><a href=\"#ftnref4\" id=\"ftn4\" style=\"vertical-align: super;\">[4]<\/a> <span style=\"font-family: 'Arial', sans-serif;\">http:\/\/www.cnnturk.com\/video.ekonomi\/turkiye\/2015te<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Kur&#8217;an-\u0131 Kerim, K\u0131yamete Kadar Gerekli ve Ge&ccedil;erlidir. Ama Y&ouml;resel ve D&ouml;nemsel \u0130&ccedil;tihatlar Ge&ccedil;icidir ve \u0130htiyaca G&ouml;redir! Hem aklen, hem ilmen, hem de vicdanen kesindir ki, elbette Allah vard\u0131r, h&uuml;crelerden galaksilere her \u015feyin yarat\u0131c\u0131s\u0131d\u0131r. Basit bir t&uuml;kenmez kalemin bile kendili\u011finden ve tesad&uuml;fen meydana geldi\u011fini s&ouml;yleyene, ya yalanc\u0131 veya ka&ccedil;\u0131k g&ouml;z&uuml;yle bak\u0131l\u0131r. \u0130nsanlar\u0131 her \u015feyden &uuml;st&uuml;n ve [&hellip;]<\/p>\n","protected":false},"author":13,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[212],"tags":[],"class_list":["post-4722","post","type-post","status-publish","format-standard","hentry","category-mayis-2018"],"_links":{"self":[{"href":"https:\/\/www.millicozum.com\/mc\/wp-json\/wp\/v2\/posts\/4722","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.millicozum.com\/mc\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.millicozum.com\/mc\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.millicozum.com\/mc\/wp-json\/wp\/v2\/users\/13"}],"replies":[{"embeddable":true,"href":"https:\/\/www.millicozum.com\/mc\/wp-json\/wp\/v2\/comments?post=4722"}],"version-history":[{"count":0,"href":"https:\/\/www.millicozum.com\/mc\/wp-json\/wp\/v2\/posts\/4722\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.millicozum.com\/mc\/wp-json\/wp\/v2\/media?parent=4722"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.millicozum.com\/mc\/wp-json\/wp\/v2\/categories?post=4722"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.millicozum.com\/mc\/wp-json\/wp\/v2\/tags?post=4722"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}